Analysis
The estimated $26,000 debt load for this program sits well above the typical $19,400 carried by special education graduates from Tennessee programs, though the projected first-year salary of around $44,400 aligns closely with what similar programs across the state produce. That debt-to-earnings ratio of 0.59 means graduates would owe roughly seven months of their first-year salary—manageable for a teaching credential, but the higher borrowing compared to in-state peers deserves attention when Tennessee has 26 programs producing similar outcomes at lower debt levels.
What tempers concern is the four-year earnings figure of $44,559, which shows remarkable stability. Teaching salaries follow predictable schedules, and these numbers—drawn from peer programs in Tennessee—suggest graduates enter a reliable if modest pay structure typical of public education. The national benchmark of $44,139 confirms this program tracks with special education outcomes nationwide, not just regionally.
For families choosing UTK specifically for its reputation or campus experience, this path makes sense: you're looking at typical special education teacher earnings with somewhat elevated but still reasonable debt. However, if cost is the primary concern, scrutinize those other Tennessee programs that appear to produce similar career outcomes with $6,000-7,000 less in borrowing. The teaching credential itself matters more than the university name on it in this field.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Knoxville | — | $44,559 | — |
| University of Illinois Urbana-Champaign | $51,922 | $61,326 | +18% |
| Western Washington University | $52,912 | $58,469 | +11% |
| Middle Tennessee State University | $44,052 | $41,658 | -5% |
| University of Memphis | $44,664 | $41,006 | -8% |
Compare to Similar Programs in Tennessee
Special Education and Teaching bachelors's programs at peer institutions in Tennessee (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $44,404* | $44,559 | $26,023* | — | |
| $10,344 | $44,664* | $41,006 | $23,397* | 0.52 | |
| $34,700 | $44,404* | — | $19,398* | 0.44 | |
| $9,506 | $44,052* | $41,658 | $18,493* | 0.42 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in TN. Actual outcomes may vary.