Median Earnings (1yr)
$36,954
14th percentile (40th in TN)
Median Debt
$24,625
5% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
20
Limited data

Analysis

UT Southern's business program delivers earnings below both national and Tennessee standards, though the debt burden remains manageable relative to first-year income. At $36,954, graduates earn about $6,000 less than the typical Tennessee business grad and nearly $9,000 below the national median. While the program ranks in the 40th percentile within Tennessee—middle of the pack statewide—it places in just the 14th percentile nationally, indicating this outcome is fairly typical for regional institutions but lags significantly when compared across the country.

The debt picture offers some relief: at $24,625, it's slightly below both state and national medians, creating a debt-to-earnings ratio of 0.67 that most graduates should be able to manage within a reasonable timeframe. Still, when Tennessee institutions like UT-Knoxville and Tennessee Wesleyan are producing business graduates earning $20,000+ more annually, the opportunity cost becomes significant—that's roughly $100,000 in additional lifetime earnings over just five years.

The critical caveat here is sample size: fewer than 30 graduates reported data, so individual circumstances heavily influence these figures. For students committed to staying in the Pulaski area or who have strong cost advantages at UT Southern, the controllable debt makes this workable. But families with geographic flexibility should seriously compare this to Tennessee's stronger business programs, where the earnings premium would likely justify any modest increase in tuition.

Where The University of Tennessee Southern Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

The University of Tennessee SouthernOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee Southern graduates compare to all programs nationally

The University of Tennessee Southern graduates earn $37k, placing them in the 14th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee Southern$36,954—$24,6250.67
The University of Tennessee-Knoxville$59,147$68,864$20,5000.35
Tennessee Wesleyan University$58,859$51,442$29,7500.51
Rhodes College$58,550$72,782$22,2400.38
Union University$58,201$36,947$33,3330.57
Bryan College-Dayton$52,528—$27,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$59,147$20,500
Tennessee Wesleyan University
Athens
$29,264$58,859$29,750
Rhodes College
Memphis
$54,892$58,550$22,240
Union University
Jackson
$38,450$58,201$33,333
Bryan College-Dayton
Dayton
$18,900$52,528$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee Southern, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.