Analysis
UT Dallas psychology graduates start modestly at $33,331 but see their earnings jump 47% by year four—reaching $48,961, well above what most psychology programs deliver. Among Texas's 72 psychology programs, this ranks in the 60th percentile for earnings, outpacing the state median by $18,000 at the four-year mark. The $18,739 in median debt sits notably below both state ($24,000) and national ($25,500) averages, creating a debt burden that graduates can realistically manage even during the tougher early years.
The key here is trajectory. While that first-year salary feels tight, the robust sample size confirms this isn't a fluke—UT Dallas psychology grads are finding paths to better-paying opportunities faster than their peers elsewhere. That 0.56 debt-to-earnings ratio, combined with the strong upward momentum, suggests graduates aren't getting trapped in low-wage roles. This matters tremendously for a psychology bachelor's, where many grads either pursue graduate school or pivot into adjacent fields like HR, research, or social services.
For families concerned about psychology's reputation as a low-earning major, UT Dallas offers a tangible advantage: lower debt than most programs and faster income growth than 65% of psychology programs nationwide. It won't match the elite private universities in Texas, but at a more accessible price point and admission rate, it delivers solid returns.
Where The University of Texas at Dallas Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How The University of Texas at Dallas graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| Texas Christian University | $42,108 | $48,796 | +16% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,564 | $33,331 | $48,961 | $18,739 | 0.56 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at Dallas, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 213 graduates with reported earnings and 255 graduates with debt data. Small samples may not be representative.