Median Earnings (1yr)
$27,627
20th percentile
40th percentile in Texas
Median Debt
$18,195
29% below national median

Analysis

UTEP's psychology program graduates start below both state and national benchmarks, but the numbers look better through a local lens. First-year earnings of $27,627 lag the Texas median by $3,300, yet graduates carry notably less debt—$18,195 versus $24,000 statewide. Among Texas psychology programs, these outcomes land squarely in the middle (40th percentile), which matters for students prioritizing in-state tuition at an open-admission institution serving a predominantly Pell-eligible population.

The debt load deserves emphasis: at 66 cents per dollar of first-year earnings, it's substantially more manageable than typical psychology debt burdens. While graduates from Rice or UT Permian Basin earn 50% more immediately after graduation, they often arrive with different financial resources and career networks. For UTEP students—many first-generation college-goers from El Paso's economy—the relevant comparison isn't Rice, but whether a psychology degree creates mobility from their starting point.

Earnings growth of 32% by year four suggests the degree opens doors over time, though even at $36,584, graduates remain well below top Texas programs. Parents should understand this degree works best as a stepping stone: toward graduate school, social services careers in the border region, or roles where the bachelor's serves as a baseline credential. The low debt makes those paths viable, but this isn't a program where the bachelor's alone will generate strong immediate returns.

Where The University of Texas at El Paso Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How The University of Texas at El Paso graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Texas at El Paso$27,627$36,584+32%
Rice University$41,299$57,256+39%
Southern Methodist University$38,115$52,450+38%
The University of Texas Permian Basin$46,009$50,137+9%
The University of Texas at Dallas$33,331$48,961+47%

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Texas at El PasoEl Paso$9,744$27,627$36,584$18,1950.66
The University of Texas Permian BasinOdessa$10,904$46,009$50,137$21,7310.47
Texas Christian UniversityFort Worth$57,220$42,108$48,796$23,4120.56
Rice UniversityHouston$58,128$41,299$57,256$12,5050.30
Southern Methodist UniversityDallas$64,460$38,115$52,450$23,3100.61
University of St ThomasHouston$33,660$37,572$21,4680.57
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 193 graduates with reported earnings and 230 graduates with debt data. Small samples may not be representative.