Median Earnings (1yr)
$27,627
20th percentile (40th in TX)
Median Debt
$18,195
29% below national median
Debt-to-Earnings
0.66
Manageable
Sample Size
193
Adequate data

Analysis

UTEP's psychology program graduates start below both state and national benchmarks, but the numbers look better through a local lens. First-year earnings of $27,627 lag the Texas median by $3,300, yet graduates carry notably less debt—$18,195 versus $24,000 statewide. Among Texas psychology programs, these outcomes land squarely in the middle (40th percentile), which matters for students prioritizing in-state tuition at an open-admission institution serving a predominantly Pell-eligible population.

The debt load deserves emphasis: at 66 cents per dollar of first-year earnings, it's substantially more manageable than typical psychology debt burdens. While graduates from Rice or UT Permian Basin earn 50% more immediately after graduation, they often arrive with different financial resources and career networks. For UTEP students—many first-generation college-goers from El Paso's economy—the relevant comparison isn't Rice, but whether a psychology degree creates mobility from their starting point.

Earnings growth of 32% by year four suggests the degree opens doors over time, though even at $36,584, graduates remain well below top Texas programs. Parents should understand this degree works best as a stepping stone: toward graduate school, social services careers in the border region, or roles where the bachelor's serves as a baseline credential. The low debt makes those paths viable, but this isn't a program where the bachelor's alone will generate strong immediate returns.

Where The University of Texas at El Paso Stands

Earnings vs. debt across all psychology bachelors's programs nationally

The University of Texas at El PasoOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Texas at El Paso graduates compare to all programs nationally

The University of Texas at El Paso graduates earn $28k, placing them in the 20th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Texas at El Paso$27,627$36,584$18,1950.66
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 193 graduates with reported earnings and 230 graduates with debt data. Small samples may not be representative.