Analysis
UTEP's psychology program graduates start below both state and national benchmarks, but the numbers look better through a local lens. First-year earnings of $27,627 lag the Texas median by $3,300, yet graduates carry notably less debt—$18,195 versus $24,000 statewide. Among Texas psychology programs, these outcomes land squarely in the middle (40th percentile), which matters for students prioritizing in-state tuition at an open-admission institution serving a predominantly Pell-eligible population.
The debt load deserves emphasis: at 66 cents per dollar of first-year earnings, it's substantially more manageable than typical psychology debt burdens. While graduates from Rice or UT Permian Basin earn 50% more immediately after graduation, they often arrive with different financial resources and career networks. For UTEP students—many first-generation college-goers from El Paso's economy—the relevant comparison isn't Rice, but whether a psychology degree creates mobility from their starting point.
Earnings growth of 32% by year four suggests the degree opens doors over time, though even at $36,584, graduates remain well below top Texas programs. Parents should understand this degree works best as a stepping stone: toward graduate school, social services careers in the border region, or roles where the bachelor's serves as a baseline credential. The low debt makes those paths viable, but this isn't a program where the bachelor's alone will generate strong immediate returns.
Where The University of Texas at El Paso Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How The University of Texas at El Paso graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas at El Paso | $27,627 | $36,584 | +32% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,744 | $27,627 | $36,584 | $18,195 | 0.66 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 193 graduates with reported earnings and 230 graduates with debt data. Small samples may not be representative.