Analysis
UTSA's psychology program offers a compelling combination of manageable debt and strong earnings growth that sets it apart from typical psychology programs. With graduates earning $40,811 by their fourth year—representing a robust 40% increase from their starting salary—this program demonstrates real career momentum that many psychology degrees lack.
The debt picture is particularly attractive: at $22,751, graduates borrow about $2,250 less than the state median and nearly $3,000 less than the national average. This translates to a debt-to-earnings ratio of 0.78, meaning graduates can realistically pay off their loans within a few years of graduation. While first-year earnings of $29,099 trail both state and national medians slightly, the strong upward trajectory more than compensates for this slower start.
Among Texas psychology programs, UTSA ranks in the 40th percentile for earnings—solidly middle-of-the-pack but well behind top performers like UT Permian Basin ($46,009). However, the combination of below-average debt and above-average earnings growth creates a favorable risk-return profile. For families concerned about psychology's reputation for limited earning potential, UTSA's program offers a practical path forward with reasonable debt levels and demonstrated income progression that makes this degree financially viable.
Where The University of Texas at San Antonio Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How The University of Texas at San Antonio graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas at San Antonio | $29,099 | $40,811 | +40% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,991 | $29,099 | $40,811 | $22,751 | 0.78 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at San Antonio, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 404 graduates with reported earnings and 602 graduates with debt data. Small samples may not be representative.