Median Earnings (1yr)
$29,099
30th percentile
40th percentile in Texas
Median Debt
$22,751
11% below national median

Analysis

UTSA's psychology program offers a compelling combination of manageable debt and strong earnings growth that sets it apart from typical psychology programs. With graduates earning $40,811 by their fourth year—representing a robust 40% increase from their starting salary—this program demonstrates real career momentum that many psychology degrees lack.

The debt picture is particularly attractive: at $22,751, graduates borrow about $2,250 less than the state median and nearly $3,000 less than the national average. This translates to a debt-to-earnings ratio of 0.78, meaning graduates can realistically pay off their loans within a few years of graduation. While first-year earnings of $29,099 trail both state and national medians slightly, the strong upward trajectory more than compensates for this slower start.

Among Texas psychology programs, UTSA ranks in the 40th percentile for earnings—solidly middle-of-the-pack but well behind top performers like UT Permian Basin ($46,009). However, the combination of below-average debt and above-average earnings growth creates a favorable risk-return profile. For families concerned about psychology's reputation for limited earning potential, UTSA's program offers a practical path forward with reasonable debt levels and demonstrated income progression that makes this degree financially viable.

Where The University of Texas at San Antonio Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How The University of Texas at San Antonio graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Texas at San Antonio$29,099$40,811+40%
Rice University$41,299$57,256+39%
Southern Methodist University$38,115$52,450+38%
The University of Texas Permian Basin$46,009$50,137+9%
The University of Texas at Dallas$33,331$48,961+47%

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Texas at San AntonioSan Antonio$8,991$29,099$40,811$22,7510.78
The University of Texas Permian BasinOdessa$10,904$46,009$50,137$21,7310.47
Texas Christian UniversityFort Worth$57,220$42,108$48,796$23,4120.56
Rice UniversityHouston$58,128$41,299$57,256$12,5050.30
Southern Methodist UniversityDallas$64,460$38,115$52,450$23,3100.61
University of St ThomasHouston$33,660$37,572$21,4680.57
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at San Antonio, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 404 graduates with reported earnings and 602 graduates with debt data. Small samples may not be representative.