Psychology at The University of Texas at San Antonio
Bachelor's Degree
Analysis
UTSA's psychology program offers a compelling combination of manageable debt and strong earnings growth that sets it apart from typical psychology programs. With graduates earning $40,811 by their fourth year—representing a robust 40% increase from their starting salary—this program demonstrates real career momentum that many psychology degrees lack.
The debt picture is particularly attractive: at $22,751, graduates borrow about $2,250 less than the state median and nearly $3,000 less than the national average. This translates to a debt-to-earnings ratio of 0.78, meaning graduates can realistically pay off their loans within a few years of graduation. While first-year earnings of $29,099 trail both state and national medians slightly, the strong upward trajectory more than compensates for this slower start.
Among Texas psychology programs, UTSA ranks in the 40th percentile for earnings—solidly middle-of-the-pack but well behind top performers like UT Permian Basin ($46,009). However, the combination of below-average debt and above-average earnings growth creates a favorable risk-return profile. For families concerned about psychology's reputation for limited earning potential, UTSA's program offers a practical path forward with reasonable debt levels and demonstrated income progression that makes this degree financially viable.
Where The University of Texas at San Antonio Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How The University of Texas at San Antonio graduates compare to all programs nationally
The University of Texas at San Antonio graduates earn $29k, placing them in the 30th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| The University of Texas at San Antonio | $29,099 | $40,811 | $22,751 | 0.78 |
| The University of Texas Permian Basin | $46,009 | $50,137 | $21,731 | 0.47 |
| Texas Christian University | $42,108 | $48,796 | $23,412 | 0.56 |
| Rice University | $41,299 | $57,256 | $12,505 | 0.30 |
| Southern Methodist University | $38,115 | $52,450 | $23,310 | 0.61 |
| University of St Thomas | $37,572 | — | $21,468 | 0.57 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas Permian Basin Odessa | $10,904 | $46,009 | $21,731 |
| Texas Christian University Fort Worth | $57,220 | $42,108 | $23,412 |
| Rice University Houston | $58,128 | $41,299 | $12,505 |
| Southern Methodist University Dallas | $64,460 | $38,115 | $23,310 |
| University of St Thomas Houston | $33,660 | $37,572 | $21,468 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at San Antonio, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 404 graduates with reported earnings and 602 graduates with debt data. Small samples may not be representative.