Median Earnings (1yr)
$52,765
95th percentile (60th in MD)
Median Debt
$23,000
4% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
31
Adequate data

Analysis

Towson University's chemistry program punches well above its weight class. Graduates earn $52,765 their first year—dramatically outperforming the national median of $42,581 and landing in the 95th percentile nationally. Within Maryland, it ranks in the 60th percentile, sitting between heavyweight programs like University of Maryland-College Park and Salisbury University. For a school with an 83% admission rate, these outcomes are exceptional.

The $23,000 median debt creates a debt-to-earnings ratio of just 0.44, meaning graduates owe less than half their first-year salary. That's manageable by any measure, especially given that earnings climb to $59,027 by year four—a 12% increase that suggests solid career momentum. While slightly above Maryland's median debt of $21,238, the higher earnings more than compensate for the modest additional borrowing.

For families seeking strong chemistry outcomes without elite university selectivity, Towson delivers. The program clearly has strong industry connections or curriculum design that translates into high-paying positions, particularly impressive given the school serves a substantial number of Pell grant students (33%). This is a chemistry degree that pays off quickly and positions graduates for continued growth.

Where Towson University Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

Towson UniversityOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $53k, placing them in the 95th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Chemistry bachelors's programs at peer institutions in Maryland (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$52,765$59,027$23,0000.44
Salisbury University$50,169—$27,0000.54
University of Maryland-College Park$46,140—$21,2380.46
University of Maryland-Baltimore County$44,215—$16,7500.38
National Median$42,581—$24,0000.56

Other Chemistry Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Salisbury University
Salisbury
$10,638$50,169$27,000
University of Maryland-College Park
College Park
$11,505$46,140$21,238
University of Maryland-Baltimore County
Baltimore
$12,952$44,215$16,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.