Analysis
UMBC's chemistry program sits in an uncomfortable middle ground: it beats the national median but falls short of what Maryland students can typically expect from in-state programs. With first-year earnings of $44,215, graduates earn slightly above the national average but roughly $4,000 less than the typical Maryland chemistry graduate—landing at just the 40th percentile statewide. Nearby Towson and Salisbury both produce chemistry grads earning $50,000+, suggesting Maryland families might find stronger options within the state system.
The financial picture offers one clear advantage: at $16,750, student debt runs well below both state and national norms. This keeps the debt burden manageable, with graduates needing less than five months of earnings to cover their loans. That's genuinely helpful for students planning graduate school (common for chemistry majors) or entering lower-paying research positions early in their careers.
The significant caveat: this data comes from fewer than 30 graduates, so a few outliers could skew the numbers considerably. If your student is serious about chemistry, compare this directly with Maryland-College Park and Towson—both have larger programs with more stable outcomes data. UMBC delivers reasonable value if the fit is right, but the earnings gap compared to peer Maryland programs is worth understanding before committing.
Where University of Maryland-Baltimore County Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Distribution
How University of Maryland-Baltimore County graduates compare to all programs nationally
Compare to Similar Programs in Maryland
Chemistry bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,952 | $44,215 | — | $16,750 | 0.38 | |
| $11,306 | $52,765 | $59,027 | $23,000 | 0.44 | |
| $10,638 | $50,169 | — | $27,000 | 0.54 | |
| $11,505 | $46,140 | — | $21,238 | 0.46 | |
| National Median | — | $42,581 | — | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.