Analysis
A flagship university chemistry degree earning $46,140 sounds reasonable until you realize Maryland chemistry grads typically make closer to $48,000—and nearby Towson and Salisbury students are clearing $50,000+. With a small sample size (under 30 graduates), these numbers might not tell the full story, but UMD chemistry ranks only at the 40th percentile among Maryland programs despite the university's strong reputation and selectivity.
The debt picture is more favorable: $21,238 matches the state median and sits well below the national average of $24,000. That 0.46 debt-to-earnings ratio means graduates are borrowing less than half their first-year salary, which is manageable territory. Nationally, this program performs decently—77th percentile for earnings—suggesting the real question is why it underperforms compared to other Maryland options rather than whether it meets minimum viability standards.
Given UMD's 1463 average SAT and 45% admission rate, parents might reasonably expect this program to lead the state rather than trail behind less selective schools. The small sample size means a few graduates in unusual circumstances could be dragging down the average, but it also means you can't count on these numbers improving with a larger cohort. If your student is committed to chemistry and UMD specifically, the debt load won't be crushing—but they might graduate with better earnings prospects from Towson or Salisbury at lower cost.
Where University of Maryland-College Park Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Distribution
How University of Maryland-College Park graduates compare to all programs nationally
Compare to Similar Programs in Maryland
Chemistry bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $46,140 | — | $21,238 | 0.46 | |
| $11,306 | $52,765 | $59,027 | $23,000 | 0.44 | |
| $10,638 | $50,169 | — | $27,000 | 0.54 | |
| $12,952 | $44,215 | — | $16,750 | 0.38 | |
| National Median | — | $42,581 | — | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.