Median Earnings (1yr)
$34,375
73rd percentile (60th in MD)
Median Debt
$20,788
18% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
316
Adequate data

Analysis

Towson's psychology graduates see something relatively rare in this field: meaningful wage growth after graduation. While the $34,375 starting salary sits just above the national median, earnings jump to $46,781 within four years—a 36% increase that suggests graduates are finding paths into better-paying roles rather than getting stuck in entry-level positions. Among Maryland's 21 psychology programs, Towson places solidly in the middle for earnings, trailing flagship schools like UMD-College Park but ahead of many alternatives.

The debt picture requires attention. At $20,788, graduates owe less than the national and state medians, but Towson ranks in the 83rd percentile nationally for debt—meaning most psychology programs nationwide send students out with less borrowing. The 0.60 debt-to-earnings ratio is manageable but not exceptional, particularly given psychology's reputation as a field where many students need graduate school for higher earnings.

For families considering this program: you're looking at a moderate investment with steady upward trajectory. The earnings growth suggests Towson grads successfully navigate beyond typical post-college psychology roles, though starting salaries still mean tight budgets in that first year. If your student plans to stop at a bachelor's degree, this program delivers competitive results. If graduate school is the plan, factor in additional debt carefully—that $21,000 will compound.

Where Towson University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Towson UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $34k, placing them in the 73th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$34,375$46,781$20,7880.60
University of Maryland Global Campus$42,056$47,572$23,4650.56
Bowie State University$36,765$47,990$28,3750.77
University of Maryland-College Park$35,933$54,690$20,5000.57
University of Maryland-Baltimore County$35,721$48,488$20,5000.57
Washington College$34,490$50,653$27,0000.78
National Median$31,482—$25,5000.81

Other Psychology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$42,056$23,465
Bowie State University
Bowie
$8,999$36,765$28,375
University of Maryland-College Park
College Park
$11,505$35,933$20,500
University of Maryland-Baltimore County
Baltimore
$12,952$35,721$20,500
Washington College
Chestertown
$54,356$34,490$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 316 graduates with reported earnings and 451 graduates with debt data. Small samples may not be representative.