Teacher Education and Professional Development, Specific Subject Areas at Towson University
Bachelor's Degree
Analysis
Towson's teacher education program achieves something remarkable: it ranks in the 95th percentile nationally for earnings while keeping debt 18% below the national median. First-year teachers from this program earn $51,209—about $8,100 more than the typical graduate from similar programs nationwide. That premium matters when you're managing student loan payments on a teacher's salary, and the 0.42 debt-to-earnings ratio here is genuinely manageable.
The Maryland context tells a more nuanced story. At the 60th percentile statewide, Towson performs solidly among the state's 13 programs but doesn't dominate its home market the way it does nationally. Still, its graduates out-earn the state median by over $5,000 annually. The $21,500 debt load sits below Maryland's median and well below the national figure. For families choosing between Maryland programs, Towson offers stronger outcomes than most alternatives, though earnings remain essentially flat after four years—a pattern common across teaching but worth noting if your child is weighing this against careers with steeper salary growth.
The calculus here is straightforward: if your child is committed to teaching, this program delivers strong preparation at a reasonable price. The debt burden won't be crushing, and starting salaries significantly exceed national norms for the field. Just understand that teacher compensation ceilings mean that impressive first-year salary won't multiply over time.
Where Towson University Stands
Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Towson University graduates compare to all programs nationally
Towson University graduates earn $51k, placing them in the 95th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Maryland (13 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Towson University | $51,209 | $52,053 | $21,500 | 0.42 |
| Salisbury University | $45,808 | $48,820 | $24,240 | 0.53 |
| Morgan State University | $35,254 | $42,351 | $33,869 | 0.96 |
| National Median | $43,082 | — | $26,221 | 0.61 |
Other Teacher Education and Professional Development, Specific Subject Areas Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Salisbury University Salisbury | $10,638 | $45,808 | $24,240 |
| Morgan State University Baltimore | $8,118 | $35,254 | $33,869 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 73 graduates with reported earnings and 71 graduates with debt data. Small samples may not be representative.