Analysis
There's a critical piece of context missing here: Naval Academy graduates serve as military officers with standardized military pay, making typical earnings comparisons largely irrelevant. While peer computer engineering programs nationally suggest first-year earnings around $79,000, Academy graduates earn military officer salaries (currently about $70,000 base pay for O-1) plus substantial benefits including housing allowances, healthcare, and pension eligibility. The estimated $23,000 debt figure is also misleading—the Academy charges no tuition, and graduates incur no educational debt. What they do incur is a five-year service obligation.
The real question isn't whether this program offers competitive earnings, but whether the military career path aligns with your child's goals. Unlike civilian computer engineering graduates in Maryland who typically earn $91,000+ at top programs and can freely change employers, your child would be locked into military service with predetermined pay scales. The tradeoff: zero debt, guaranteed employment, and officer-level responsibility from day one.
For families weighing this option, focus on fit rather than finances. The Academy's 9% admission rate reflects its highly competitive nature, but if accepted, your child gets elite engineering education without debt. Just understand they're choosing a military career first, engineering career second—at least for those first five years.
Where United States Naval Academy Stands
Earnings vs. debt across all computer engineering bachelors's programs nationally
Compare to Similar Programs in Maryland
Computer Engineering bachelors's programs at peer institutions in Maryland (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $78,953* | — | $23,125* | — | |
| $11,505 | $95,847* | $108,499 | $20,695* | 0.22 | |
| $12,952 | $86,444* | $99,299 | $19,988* | 0.23 | |
| National Median | — | $78,952* | — | $24,500* | 0.31 |
Career Paths
Occupations commonly associated with computer engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Computer Hardware Engineers
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Database Architects
Data Warehousing Specialists
Engineering Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 174 similar programs. Actual outcomes may vary.