Computer/Information Technology Administration and Management at University of Arkansas Grantham

A debt-to-earnings ratio of 0.28 suggests a manageable financial picture for this undergraduate certificate, assuming the national estimates hold true locally. With estimated first-year earnings around $42,000 and borrowing near $12,000, graduates from similar programs nationwide typically enter the workforce with debt they could reasonably handle—roughly three months of gross pay. That's a relatively modest load compared to many credential programs, though it's worth noting these figures come from peer institutions rather than University of Arkansas Grantham's own graduate outcomes.

The 62% Pell Grant rate indicates this program serves predominantly lower-income students seeking rapid entry into IT roles. For families in this position, the certificate's value hinges on whether it actually delivers access to those $42,000+ positions in Little Rock's job market. Thirteen Arkansas schools offer similar programs, creating local competition for both students and entry-level IT jobs. The pathway from certificate to career matters enormously here—does the program lead directly to certifications employers recognize, or will graduates need additional credentials to compete?

Before committing, verify what specific IT roles recent graduates have actually landed and whether the certificate alone opens doors or simply begins a longer credentialing process. For a family stretching to cover $12,000 in loans, you need confidence that this particular program—not just similar ones elsewhere—produces the outcomes you're paying for.