Median Earnings (1yr)
$66,298
23rd percentile (40th in FL)
Median Debt
$22,025
11% below national median
Debt-to-Earnings
0.33
Manageable
Sample Size
426
Adequate data

Analysis

UCF's mechanical engineering program produces graduates who earn less than the national average but maintain reasonable debt levels, creating a middling value proposition. Starting salaries of $66,298 fall short of the $70,744 national median, ranking in just the 23rd percentile nationally. However, within Florida's competitive landscape, UCF performs closer to average at the 40th percentile, with earnings trailing top-tier programs like UF ($76,228) by about $10,000 annually.

The debt picture offers some reassurance, with graduates carrying $22,025 in median debt—slightly below both national and state averages. This translates to a manageable debt-to-earnings ratio of 0.33, meaning graduates dedicate roughly one-third of their first-year salary to debt obligations. The program shows solid earnings growth of 25% by year four, reaching $82,542, which helps offset the modest starting point.

For families focused on cost-effectiveness, UCF delivers mechanical engineering training without the premium debt load of private competitors. While graduates won't command top-tier starting salaries, the combination of reasonable debt and steady earnings growth creates a sustainable career foundation. Given UCF's 40% admission rate and strong sample size of 100+ graduates, these numbers reflect consistent, reliable outcomes rather than outlier results.

Where University of Central Florida Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

University of Central FloridaOther mechanical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

University of Central Florida graduates earn $66k, placing them in the 23th percentile of all mechanical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Mechanical Engineering bachelors's programs at peer institutions in Florida (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Florida$66,298$82,542$22,0250.33
University of Florida$76,228$83,832$18,1310.24
University of Florida-Online$76,228$83,832$18,1310.24
Embry-Riddle Aeronautical University-Daytona Beach$73,433$77,804$27,0000.37
Florida International University$71,335$83,193$19,7500.28
University of South Florida$70,046$81,750$23,7830.34
National Median$70,744—$24,7550.35

Other Mechanical Engineering Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Florida
Gainesville
$6,381$76,228$18,131
University of Florida-Online
Gainesville
$3,876$76,228$18,131
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$73,433$27,000
Florida International University
Miami
$6,565$71,335$19,750
University of South Florida
Tampa
$6,410$70,046$23,783

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 426 graduates with reported earnings and 376 graduates with debt data. Small samples may not be representative.