Median Earnings (1yr)
$33,471
16th percentile (25th in FL)
Median Debt
$21,088
20% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
437
Adequate data

Analysis

UCF's teacher education program faces a significant challenge: graduates earn substantially less than peers across Florida, ranking in just the 25th percentile statewide with median starting salaries of $33,471 compared to the state median of $47,698. This $14,000+ gap persists even as graduates progress in their careers, with four-year earnings of $45,156 still trailing the typical Florida teacher education graduate's starting salary.

The debt picture adds another layer of concern. While UCF graduates carry slightly less debt than the state average ($21,088 vs. $22,500), they're borrowing far more than typical programs nationally, landing in the 88th percentile for debt burden. The combination of below-average earnings and above-average debt creates a challenging financial reality for new teachers, though the 35% earnings growth over four years shows the profession does reward experience.

For parents considering this investment, the numbers suggest looking elsewhere in Florida's teacher education landscape. Programs at Florida Atlantic, Florida State, and even community colleges like St. Petersburg significantly outperform UCF in graduate earnings. Unless your child has specific ties to UCF or Orlando, the state offers multiple alternatives that better position graduates financially for a teaching career.

Where University of Central Florida Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

University of Central FloridaOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

University of Central Florida graduates earn $33k, placing them in the 16th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Florida (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Florida$33,471$45,156$21,0880.63
Florida Atlantic University$53,524$49,874$27,5160.51
Florida State University$50,610$47,072$22,5000.44
St Petersburg College$49,435
Stetson University$48,139$27,0000.56
Southeastern University$47,966$26,0000.54
National Median$43,082$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida Atlantic University
Boca Raton
$4,879$53,524$27,516
Florida State University
Tallahassee
$5,656$50,610$22,500
St Petersburg College
St. Petersburg
$2,682$49,435
Stetson University
DeLand
$55,220$48,139$27,000
Southeastern University
Lakeland
$31,732$47,966$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 437 graduates with reported earnings and 524 graduates with debt data. Small samples may not be representative.