Analysis
The debt-to-earnings ratio of 0.29 suggests a manageable financial picture for this Computer Engineering degree, though it's important to understand these figures come from national peer programs, not actual UCM graduate outcomes. At an estimated $23,125 in debt against first-year earnings around $79,000, graduates would theoretically face a debt burden roughly equivalent to three months' salary—well within the zone where most financial aid experts consider a degree affordable.
Computer engineering programs across Missouri typically produce stronger outcomes than what these national estimates suggest. The state median sits at $81,104, and Missouri S&T and Mizzou both report actual first-year earnings near $80,000. This context matters because UCM's program, while not tracked separately by the Department of Education due to small graduate cohorts, operates in a competitive state market where engineering salaries are robust. The modest admission standards (69% acceptance rate, 1090 SAT average) don't appear to create a penalty in this technical field where skills and credentials often matter more than institutional prestige.
The key uncertainty here is whether UCM's specific graduates match these peer benchmarks or fall short. Computer engineering degrees generally deliver strong returns nationally, but without actual data from this program, you're essentially betting that UCM's curriculum and employer connections produce similar results to the 174 programs nationwide that form this estimate. If your student thrives in smaller program environments and plans to work in Missouri's growing tech sector, the financial fundamentals look sound—just recognize you're making that judgment based on comparable programs rather than a proven track record.
Where University of Central Missouri Stands
Earnings vs. debt across all computer engineering bachelors's programs nationally
Compare to Similar Programs in Missouri
Computer Engineering bachelors's programs at peer institutions in Missouri (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,739 | $78,953* | — | $23,125* | — | |
| $14,130 | $83,243* | $86,396 | $19,500* | 0.23 | |
| $14,278 | $78,964* | $90,622 | $27,000* | 0.34 | |
| National Median | — | $78,952* | — | $24,500* | 0.31 |
Career Paths
Occupations commonly associated with computer engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Computer Hardware Engineers
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Database Architects
Data Warehousing Specialists
Engineering Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Missouri, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 174 similar programs. Actual outcomes may vary.