Median Earnings (1yr)
$64,131
78th percentile
Median Debt
$22,394
1% below national median

Analysis

University of Georgia's insurance program launches graduates into solid six-figure earnings trajectories, with first-year salaries of $64,131 that climb to over $76,000 by year four. That puts it ahead of three-quarters of insurance programs nationally and comfortably above both the national median ($55,819) and Georgia's state median ($61,040). In a state with only two insurance programs, UGA clearly delivers the stronger outcome—graduates here earn nearly $6,200 more in their first year than peers at Georgia State.

The debt picture is reasonable: $22,394 represents just 35% of first-year earnings, meaning graduates can realistically pay this down in a few years while building their careers. That's below the typical 1:1 debt-to-earnings sweet spot for bachelor's degrees. The 19% earnings growth from year one to year four suggests the field rewards experience, with graduates establishing themselves in underwriting, risk management, or brokerage roles that offer clear advancement paths.

For families considering business-adjacent fields with strong job prospects, insurance offers a practical middle ground—less competitive than finance recruiting but with corporate career tracks that pay well from the start. At UGA, you're getting one of the better programs in a specialized field where employers actively recruit from established programs. The combination of manageable debt and above-average earnings makes this a straightforward value proposition for students interested in the risk management industry.

Where University of Georgia Stands

Earnings vs. debt across all insurance bachelors's programs nationally

Earnings Distribution

How University of Georgia graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Georgia$64,131$76,315+19%
University of Wisconsin-Madison$78,796$96,327+22%
St. John's University-New York$70,752$85,642+21%
Temple University$66,080$78,623+19%
Georgia State University$57,949$77,407+34%

Compare to Similar Programs in Georgia

Insurance bachelors's programs at peer institutions in Georgia (2 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of GeorgiaAthens$11,180$64,131$76,315$22,3940.35
Georgia State UniversityAtlanta$8,478$57,949$77,407$26,0000.45
National Median$55,819$22,7280.41

Career Paths

Occupations commonly associated with insurance graduates

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

Compensation, Benefits, and Job Analysis Specialists

Conduct programs of compensation and benefits and job analysis for employer. May specialize in specific areas, such as position classification and pension programs.

$77,020/yrJobs growth:Bachelor's degree

Claims Adjusters, Examiners, and Investigators

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.

$76,790/yrJobs growth:

Insurance Appraisers, Auto Damage

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

$76,790/yrJobs growth:

Insurance Sales Agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

$60,370/yrJobs growth:High school diploma or equivalent

Appraisers of Personal and Business Property

Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Georgia, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 189 graduates with reported earnings and 161 graduates with debt data. Small samples may not be representative.