Median Earnings (1yr)
$57,949
57th percentile
Median Debt
$26,000
14% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
41
Adequate data

Analysis

Georgia State's Insurance bachelor's graduates earn $57,949 in their first year, then jump to $77,407 by year four—a 34% gain that suggests strong career progression in Atlanta's insurance sector. That debt load of $26,000 is exceptionally low (5th percentile nationally), meaning graduates owe just 0.45 times their first-year salary. Within weeks of graduation, most will have earned enough to cover their debt burden entirely.

The state comparison reveals an interesting dynamic: while Georgia State ranks at the 40th percentile among Georgia's two insurance programs (University of Georgia graduates start slightly higher at $64,131), the gap narrows considerably by year four. More importantly, that first-year gap is roughly $6,000—hardly a dealbreaker when Georgia State's debt burden is so manageable and its 62% admission rate makes it more accessible. For a Georgia family, especially among the 50% receiving Pell grants, this represents a clear path into insurance careers without the risk that comes with heavier borrowing.

The moderate sample size (30-100 graduates) suggests a smaller but established program. For students certain about pursuing insurance—actuarial work, risk management, or underwriting—Georgia State offers low-risk entry into a field where earnings accelerate steadily through mid-career.

Where Georgia State University Stands

Earnings vs. debt across all insurance bachelors's programs nationally

Georgia State UniversityOther insurance programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Georgia State University graduates compare to all programs nationally

Georgia State University graduates earn $58k, placing them in the 57th percentile of all insurance bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Georgia

Insurance bachelors's programs at peer institutions in Georgia (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Georgia State University$57,949$77,407$26,0000.45
University of Georgia$64,131$76,315$22,3940.35
National Median$55,819—$22,7280.41

Other Insurance Programs in Georgia

Compare tuition, earnings, and debt across Georgia schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Georgia
Athens
$11,180$64,131$22,394

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgia State University, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.