Median Earnings (1yr)
$47,108
19th percentile
40th percentile in Texas
Median Debt
$25,000
7% above national median

Analysis

University of Houston-Downtown's finance program starts below average but shows impressive momentum, with graduates seeing their earnings jump 31% by year four to reach $61,702. While the initial $47,108 puts this program in the bottom fifth nationally, that four-year trajectory tells a different story about career development potential.

The debt picture is reasonable at $25,000β€”just above the national median but manageable given the eventual earnings growth. Within Texas, this program sits at the median mark, performing exactly average among the state's 59 finance programs. That's worth noting given UH-Downtown's open-access mission (91% admission rate, 52% Pell recipients) compared to the state's top performers like UT Austin and SMU, which draw from vastly different applicant pools and command premiums of $20,000+ in first-year earnings.

For students who can't access the elite Texas programs, UH-Downtown offers a credible path into Houston's substantial financial sector. The key is understanding you're trading lower entry-level earnings for a more accessible degree and the opportunity to prove yourself on the job. If your child needs affordability and is willing to work their way up, this delivers solid value. If they have the credentials and resources for UT Austin or Texas A&M, those programs offer significantly higher starting salaries that compound over time.

Where University of Houston-Downtown Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Houston-Downtown graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Houston-Downtown$47,108$61,702+31%
Southern Methodist University$83,159$113,839+37%
The University of Texas at Austin$81,844$95,994+17%
Texas A&M University-College Station$71,409$90,976+27%
Texas Christian University$78,453$90,933+16%

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Houston-DowntownHouston$7,708$47,108$61,702$25,0000.53
Southern Methodist UniversityDallas$64,460$83,159$113,839$19,5000.23
The University of Texas at AustinAustin$11,678$81,844$95,994$20,5000.25
Texas Christian UniversityFort Worth$57,220$78,453$90,933$19,5000.25
Texas A&M University-College StationCollege Station$13,099$71,409$90,976$16,8800.24
University of Phoenix-TexasDallasβ€”$70,963$59,017$48,4690.68
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Downtown, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 162 graduates with reported earnings and 144 graduates with debt data. Small samples may not be representative.