Analysis
University of Houston-Downtown's finance program starts below average but shows impressive momentum, with graduates seeing their earnings jump 31% by year four to reach $61,702. While the initial $47,108 puts this program in the bottom fifth nationally, that four-year trajectory tells a different story about career development potential.
The debt picture is reasonable at $25,000βjust above the national median but manageable given the eventual earnings growth. Within Texas, this program sits at the median mark, performing exactly average among the state's 59 finance programs. That's worth noting given UH-Downtown's open-access mission (91% admission rate, 52% Pell recipients) compared to the state's top performers like UT Austin and SMU, which draw from vastly different applicant pools and command premiums of $20,000+ in first-year earnings.
For students who can't access the elite Texas programs, UH-Downtown offers a credible path into Houston's substantial financial sector. The key is understanding you're trading lower entry-level earnings for a more accessible degree and the opportunity to prove yourself on the job. If your child needs affordability and is willing to work their way up, this delivers solid value. If they have the credentials and resources for UT Austin or Texas A&M, those programs offer significantly higher starting salaries that compound over time.
Where University of Houston-Downtown Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Houston-Downtown graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Houston-Downtown | $47,108 | $61,702 | +31% |
| Southern Methodist University | $83,159 | $113,839 | +37% |
| The University of Texas at Austin | $81,844 | $95,994 | +17% |
| Texas A&M University-College Station | $71,409 | $90,976 | +27% |
| Texas Christian University | $78,453 | $90,933 | +16% |
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,708 | $47,108 | $61,702 | $25,000 | 0.53 | |
| $64,460 | $83,159 | $113,839 | $19,500 | 0.23 | |
| $11,678 | $81,844 | $95,994 | $20,500 | 0.25 | |
| $57,220 | $78,453 | $90,933 | $19,500 | 0.25 | |
| $13,099 | $71,409 | $90,976 | $16,880 | 0.24 | |
| β | $70,963 | $59,017 | $48,469 | 0.68 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Downtown, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 162 graduates with reported earnings and 144 graduates with debt data. Small samples may not be representative.