Median Earnings (1yr)
$35,808
82nd percentile (60th in TX)
Median Debt
$28,500
12% above national median
Debt-to-Earnings
0.80
Manageable
Sample Size
201
Adequate data

Analysis

University of Houston-Downtown produces an unusual result: a psychology program that beats four-fifths of similar programs nationally while keeping debt remarkably low. At $28,500 in loans—actually less than the national median—graduates earn $35,808 their first year, jumping to $48,601 by year four. That 36% earnings growth suggests doors keep opening after graduation, not closing.

The state comparison tells an interesting story. UH-Downtown sits squarely in the middle among Texas psychology programs (60th percentile), but it achieves this while serving a predominantly working-class student body—52% receive Pell grants. Compared to the state median of $30,932, graduates here earn $4,876 more right out of the gate. You're not getting Rice's $41,299, but you're also not paying Rice prices or navigating Rice's admissions process.

Here's what matters: a debt-to-earnings ratio of 0.80 means your child would owe less than one year's salary, and the trajectory points upward. For families prioritizing accessibility and financial safety over prestige, this program delivers measurable returns. The psychology degree often gets dismissed as impractical, but these numbers show UH-Downtown graduates finding their way into jobs that actually pay—and pay more over time.

Where University of Houston-Downtown Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Houston-DowntownOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Houston-Downtown graduates compare to all programs nationally

University of Houston-Downtown graduates earn $36k, placing them in the 82th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Houston-Downtown$35,808$48,601$28,5000.80
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Downtown, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 201 graduates with reported earnings and 238 graduates with debt data. Small samples may not be representative.