Analysis
University of Houston-Downtown produces an unusual result: a psychology program that beats four-fifths of similar programs nationally while keeping debt remarkably low. At $28,500 in loans—actually less than the national median—graduates earn $35,808 their first year, jumping to $48,601 by year four. That 36% earnings growth suggests doors keep opening after graduation, not closing.
The state comparison tells an interesting story. UH-Downtown sits squarely in the middle among Texas psychology programs (60th percentile), but it achieves this while serving a predominantly working-class student body—52% receive Pell grants. Compared to the state median of $30,932, graduates here earn $4,876 more right out of the gate. You're not getting Rice's $41,299, but you're also not paying Rice prices or navigating Rice's admissions process.
Here's what matters: a debt-to-earnings ratio of 0.80 means your child would owe less than one year's salary, and the trajectory points upward. For families prioritizing accessibility and financial safety over prestige, this program delivers measurable returns. The psychology degree often gets dismissed as impractical, but these numbers show UH-Downtown graduates finding their way into jobs that actually pay—and pay more over time.
Where University of Houston-Downtown Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Houston-Downtown graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Houston-Downtown | $35,808 | $48,601 | +36% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,708 | $35,808 | $48,601 | $28,500 | 0.80 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Downtown, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 201 graduates with reported earnings and 238 graduates with debt data. Small samples may not be representative.