Median Earnings (1yr)
$62,250
5th percentile
Median Debt
$21,300
At national median

Analysis

The University of Iowa's Insurance certificate presents a puzzling paradox: it ranks in just the 5th percentile nationally for earnings but hits the 60th percentile within Iowa. This disconnect stems from the program's national peer group, where a handful of specialized insurance programs generate exceptional outcomes that distort the rankings. The more meaningful comparison is likely the state context, where this program's $62,250 starting salary represents solid performance for a certificate credential.

The manageable debt picture offers genuine appeal. At $21,300, graduates owe just 34 cents for every dollar of first-year income—a comfortable ratio that should allow reasonably quick payoff. More encouraging still, earnings climb 24% to $77,132 by year four, suggesting the insurance industry rewards experience and professional development. For students seeking entry into a stable, well-paying field without pursuing a bachelor's degree, these numbers work.

However, the single-school state comparison is a critical limitation—you're essentially looking at Iowa's only insurance certificate program, which makes it impossible to gauge whether this represents the ceiling or floor for what's possible in the state. The low national percentile, even if skewed by outlier programs, warrants attention. This certificate opens doors to steady insurance careers, but parents should verify that Iowa's insurance job market can absorb graduates and that the credential carries weight with employers beyond the university's immediate region.

Where University of Iowa Stands

Earnings vs. debt across all insurance certificate's programs nationally

Earnings Distribution

How University of Iowa graduates compare to all programs nationally

Compare to Similar Programs Nationally

Insurance certificate's programs at top institutions nationally

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of IowaIowa City$10,964$62,250$77,132$21,3000.34
University of Missouri-ColumbiaColumbia$14,130$62,377
National Median$62,314$21,3000.34

Career Paths

Occupations commonly associated with insurance graduates

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

Compensation, Benefits, and Job Analysis Specialists

Conduct programs of compensation and benefits and job analysis for employer. May specialize in specific areas, such as position classification and pension programs.

$77,020/yrJobs growth:Bachelor's degree

Claims Adjusters, Examiners, and Investigators

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.

$76,790/yrJobs growth:

Insurance Appraisers, Auto Damage

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

$76,790/yrJobs growth:

Insurance Sales Agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

$60,370/yrJobs growth:High school diploma or equivalent

Appraisers of Personal and Business Property

Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Iowa, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.