Analysis
The University of Iowa's Insurance certificate presents a puzzling paradox: it ranks in just the 5th percentile nationally for earnings but hits the 60th percentile within Iowa. This disconnect stems from the program's national peer group, where a handful of specialized insurance programs generate exceptional outcomes that distort the rankings. The more meaningful comparison is likely the state context, where this program's $62,250 starting salary represents solid performance for a certificate credential.
The manageable debt picture offers genuine appeal. At $21,300, graduates owe just 34 cents for every dollar of first-year income—a comfortable ratio that should allow reasonably quick payoff. More encouraging still, earnings climb 24% to $77,132 by year four, suggesting the insurance industry rewards experience and professional development. For students seeking entry into a stable, well-paying field without pursuing a bachelor's degree, these numbers work.
However, the single-school state comparison is a critical limitation—you're essentially looking at Iowa's only insurance certificate program, which makes it impossible to gauge whether this represents the ceiling or floor for what's possible in the state. The low national percentile, even if skewed by outlier programs, warrants attention. This certificate opens doors to steady insurance careers, but parents should verify that Iowa's insurance job market can absorb graduates and that the credential carries weight with employers beyond the university's immediate region.
Where University of Iowa Stands
Earnings vs. debt across all insurance certificate's programs nationally
Earnings Distribution
How University of Iowa graduates compare to all programs nationally
Compare to Similar Programs Nationally
Insurance certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,964 | $62,250 | $77,132 | $21,300 | 0.34 | |
| $14,130 | $62,377 | — | — | — | |
| National Median | — | $62,314 | — | $21,300 | 0.34 |
Career Paths
Occupations commonly associated with insurance graduates
Compensation and Benefits Managers
Business Teachers, Postsecondary
Insurance Underwriters
Compensation, Benefits, and Job Analysis Specialists
Claims Adjusters, Examiners, and Investigators
Insurance Appraisers, Auto Damage
Insurance Sales Agents
Appraisers of Personal and Business Property
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Iowa, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.