Analysis
University of Kentucky's psychology program starts graduates at $28,551—trailing both the national median and most Kentucky competitors—but the trajectory matters more than the starting point here. By year four, earnings jump 44% to $41,186, vaulting past every other Kentucky program except Spalding. That growth pattern suggests graduates aren't stuck in entry-level retail or service jobs; they're moving into professional roles that reward the UK credential, even if those doors don't open immediately.
The debt load of $25,000 sits right at national norms, creating a manageable 0.88 ratio to first-year earnings that improves significantly as salaries climb. Within Kentucky's psychology landscape, UK holds the middle ground—40th percentile in earnings—but its growth trajectory outpaces schools with higher starting salaries. The broad 92% admission rate means this isn't a hyper-selective environment, yet the outcomes suggest UK's larger institutional infrastructure provides pathways (graduate school connections, career services, alumni networks) that smaller competitors may lack.
For parents worried about immediate post-graduation income, that $28,551 starting figure is legitimately low. But if your child plans to pursue graduate education or can afford a modest lifestyle initially, UK psychology graduates who persist see meaningful salary growth. The investment makes sense primarily for students viewing this as a foundation for advanced degrees or career paths that value the flagship university credential over time.
Where University of Kentucky Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Kentucky graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Kentucky | $28,551 | $41,186 | +44% |
| Georgetown College | $33,921 | $43,886 | +29% |
| University of Louisville | $30,416 | $39,677 | +30% |
| Spalding University | $40,262 | $39,085 | -3% |
| Midway University | $27,403 | $37,583 | +37% |
Compare to Similar Programs in Kentucky
Psychology bachelors's programs at peer institutions in Kentucky (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,212 | $28,551 | $41,186 | $25,000 | 0.88 | |
| $27,850 | $40,262 | $39,085 | $31,750 | 0.79 | |
| $9,875 | $36,913 | $35,801 | $21,750 | 0.59 | |
| $10,896 | $36,209 | $35,440 | $26,088 | 0.72 | |
| $42,010 | $33,921 | $43,886 | $27,000 | 0.80 | |
| $26,990 | $31,478 | — | $23,250 | 0.74 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 206 graduates with reported earnings and 310 graduates with debt data. Small samples may not be representative.