Psychology at University of Kentucky
Bachelor's Degree
Analysis
University of Kentucky's psychology program starts graduates at $28,551—trailing both the national median and most Kentucky competitors—but the trajectory matters more than the starting point here. By year four, earnings jump 44% to $41,186, vaulting past every other Kentucky program except Spalding. That growth pattern suggests graduates aren't stuck in entry-level retail or service jobs; they're moving into professional roles that reward the UK credential, even if those doors don't open immediately.
The debt load of $25,000 sits right at national norms, creating a manageable 0.88 ratio to first-year earnings that improves significantly as salaries climb. Within Kentucky's psychology landscape, UK holds the middle ground—40th percentile in earnings—but its growth trajectory outpaces schools with higher starting salaries. The broad 92% admission rate means this isn't a hyper-selective environment, yet the outcomes suggest UK's larger institutional infrastructure provides pathways (graduate school connections, career services, alumni networks) that smaller competitors may lack.
For parents worried about immediate post-graduation income, that $28,551 starting figure is legitimately low. But if your child plans to pursue graduate education or can afford a modest lifestyle initially, UK psychology graduates who persist see meaningful salary growth. The investment makes sense primarily for students viewing this as a foundation for advanced degrees or career paths that value the flagship university credential over time.
Where University of Kentucky Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Kentucky graduates compare to all programs nationally
University of Kentucky graduates earn $29k, placing them in the 26th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Psychology bachelors's programs at peer institutions in Kentucky (24 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Kentucky | $28,551 | $41,186 | $25,000 | 0.88 |
| Spalding University | $40,262 | $39,085 | $31,750 | 0.79 |
| University of the Cumberlands | $36,913 | $35,801 | $21,750 | 0.59 |
| Northern Kentucky University | $36,209 | $35,440 | $26,088 | 0.72 |
| Georgetown College | $33,921 | $43,886 | $27,000 | 0.80 |
| Campbellsville University | $31,478 | — | $23,250 | 0.74 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Spalding University Louisville | $27,850 | $40,262 | $31,750 |
| University of the Cumberlands Williamsburg | $9,875 | $36,913 | $21,750 |
| Northern Kentucky University Highland Heights | $10,896 | $36,209 | $26,088 |
| Georgetown College Georgetown | $42,010 | $33,921 | $27,000 |
| Campbellsville University Campbellsville | $26,990 | $31,478 | $23,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 206 graduates with reported earnings and 310 graduates with debt data. Small samples may not be representative.