Median Earnings (1yr)
$47,315
56th percentile (60th in VA)
Median Debt
$22,250
14% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
176
Adequate data

Analysis

University of Mary Washington's business program offers a reassuring combination of manageable debt and steady earnings growth that outpaces both national and state benchmarks. Graduates start at $47,315—already ahead of Virginia's median of $45,557—and see their earnings jump 32% to over $62,000 within four years. The $22,250 in typical debt is notably lower than both the state ($27,000) and national ($26,000) medians, resulting in a debt-to-earnings ratio of 0.47 that most families can work with comfortably.

What makes this program particularly compelling is its trajectory. While it won't match the elite private school outcomes (Washington and Lee graduates earn $76,627), UMW performs competitively against larger state universities like Virginia Tech, all while keeping debt significantly lower. The 60th percentile ranking among Virginia business programs is meaningful—this isn't just scraping by, it's solidly middle-of-the-pack in a competitive state with strong public universities.

For families seeking a business degree without excessive financial risk, this program delivers. The combination of accessible admissions (86% acceptance rate), reasonable costs, and above-average earning potential makes it a sound investment. Your graduate won't struggle under debt while building their career, and the strong four-year earnings suggest good career placement and advancement opportunities.

Where University of Mary Washington Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Mary WashingtonOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Mary Washington graduates compare to all programs nationally

University of Mary Washington graduates earn $47k, placing them in the 56th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Business Administration, Management and Operations bachelors's programs at peer institutions in Virginia (43 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Mary Washington$47,315$62,458$22,2500.47
Washington and Lee University$76,627$98,403
William & Mary$75,038$85,678$19,8120.26
University of Richmond$68,151$79,209$20,5000.30
James Madison University$65,931$68,297$19,7500.30
Virginia Polytechnic Institute and State University$60,678$60,297$22,5350.37
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Washington and Lee University
Lexington
$64,525$76,627
William & Mary
Williamsburg
$25,040$75,038$19,812
University of Richmond
University of Richmond
$62,600$68,151$20,500
James Madison University
Harrisonburg
$13,576$65,931$19,750
Virginia Polytechnic Institute and State University
Blacksburg
$15,478$60,678$22,535

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Washington, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 176 graduates with reported earnings and 178 graduates with debt data. Small samples may not be representative.