Median Earnings (1yr)
$58,650
74th percentile (60th in MD)
Median Debt
$20,097
12% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
357
Adequate data

Analysis

University of Maryland-College Park's economics program delivers strong financial returns that outperform most national competitors. With median earnings of $58,650 in the first year after graduation—ranking in the 74th percentile nationally—graduates earn significantly more than the typical economics major nationwide ($51,722). The debt burden of $20,097 is manageable, creating a favorable debt-to-earnings ratio of 0.34 that suggests graduates can reasonably handle their loan payments.

Within Maryland, the program holds its own despite facing elite competition. While it trails Johns Hopkins significantly, UMD-College Park still ranks in the 60th percentile among Maryland economics programs and substantially outearns the state median of $51,483. The 24% earnings growth from year one to year four demonstrates solid career trajectory, with graduates reaching $72,814 by their fourth year out.

For parents weighing cost versus outcomes, this program represents solid value. The combination of below-average debt and above-average earnings creates a financial foundation that should allow graduates to pursue various career paths without being constrained by loan payments. Given UMD's strong reputation and this program's demonstrated earning power, it's a financially sound choice for students interested in economics.

Where University of Maryland-College Park Stands

Earnings vs. debt across all economics bachelors's programs nationally

University of Maryland-College ParkOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

University of Maryland-College Park graduates earn $59k, placing them in the 74th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Economics bachelors's programs at peer institutions in Maryland (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College Park$58,650$72,814$20,0970.34
Johns Hopkins University$78,181$108,040$12,4940.16
University of Maryland-Baltimore County$54,859$68,275$21,9200.40
St. Mary's College of Maryland$51,483$61,048$24,9460.48
Towson University$50,910$60,328$18,8380.37
Washington College$50,835$68,636$27,0000.53
National Median$51,722—$22,8160.44

Other Economics Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Johns Hopkins University
Baltimore
$63,340$78,181$12,494
University of Maryland-Baltimore County
Baltimore
$12,952$54,859$21,920
St. Mary's College of Maryland
St. Mary's City
$15,236$51,483$24,946
Towson University
Towson
$11,306$50,910$18,838
Washington College
Chestertown
$54,356$50,835$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 357 graduates with reported earnings and 360 graduates with debt data. Small samples may not be representative.