Analysis
Based on peer programs nationwide, this specialized psychology track produces first-year earnings around $34,769—notably lower than Maryland's typical $41,744 for research psychology degrees. That's a significant gap, especially given UMD's strong academic reputation (median SAT of 1463) and the fact that Johns Hopkins graduates in this field start at $49,035. The estimated debt of $20,500 translates to about seven months of gross income, which is manageable on paper but becomes tighter when you're actually living on $2,900 per month.
The real question is whether a research-focused psychology bachelor's serves as a terminal degree or a stepping stone to graduate school. Most research psychology careers require advanced degrees, which means these first-year earnings may not tell the full story—but they do matter if your child needs to work before continuing their education. Without actual outcomes data from UMD's specific program, you're comparing a prestigious flagship's estimated performance to what similar programs produce elsewhere, missing the institutional advantages that might justify the choice.
If graduate school is the plan, focus on whether UMD provides strong research opportunities and grad school placement rather than fixating on bachelor's-level earnings. If your child intends to work after graduation, understand they'll likely compete with general psychology majors for entry-level positions, not research roles, making that earnings gap to Maryland's median more concerning.
Where University of Maryland-College Park Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Compare to Similar Programs in Maryland
Research and Experimental Psychology bachelors's programs at peer institutions in Maryland (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $34,769* | — | $20,500* | — | |
| $63,340 | $49,035* | — | $14,507* | 0.30 | |
| $47,240 | $34,454* | $46,052 | $21,500* | 0.62 | |
| National Median | — | $34,768* | — | $21,500* | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.