Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
In Maryland, mathematics bachelor's programs show a striking range—from Hopkins grads earning over $80,000 to Salisbury's $49,000—and comparable programs suggest UMES would land somewhere in the middle at an estimated $56,443. That figure, derived from five Maryland math programs, aligns with both the state median and the national 75th percentile, indicating solid early earning potential. With an estimated debt load of $21,375, graduates would face manageable first-year payments relative to their income.
The estimated 0.38 debt-to-earnings ratio is workable, though it's worth noting that similar Maryland programs typically carry slightly less debt (median of $19,500). For a school serving predominantly first-generation and low-income students—53% receive Pell grants—the financing picture matters considerably. The math skills themselves are portable: whether someone pursues actuarial work, data analysis, teaching, or graduate study, the degree opens doors that extend well beyond the mid-$50,000 starting point.
The challenge here is that all figures are estimates based on peer programs, not actual UMES graduate outcomes. If you're considering this program, connect directly with the school's career services office to learn where recent math majors actually landed and at what salaries. The fundamentals look sound based on comparable programs, but actual placement data would tell you whether UMES specifically delivers on that promise.
Where University of Maryland Eastern Shore Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Maryland
Mathematics bachelors's programs at peer institutions in Maryland (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,898 | $56,443* | — | $21,375* | — | |
| $63,340 | $83,171* | $117,066 | $10,859* | 0.13 | |
| $11,505 | $79,129* | $91,552 | $19,500* | 0.25 | |
| $11,306 | $56,443* | $73,315 | $25,000* | 0.44 | |
| $12,952 | $54,362* | $74,668 | $16,875* | 0.31 | |
| $10,638 | $49,125* | $61,089 | $23,250* | 0.47 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Eastern Shore, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MD. Actual outcomes may vary.