Analysis
UMass Lowell's computer engineering program puts graduates in a solid financial position—$85,280 after one year with just $27,000 in debt—but there's an important wrinkle for Massachusetts families to understand. While these outcomes beat the national average handily (78th percentile), they trail the state median by about $2,000. This isn't a red flag so much as a reflection of Massachusetts' particularly strong tech market: you're competing against higher-earning programs at Northeastern, BU, and even UMass Amherst. That said, the debt load here is exceptionally low—5th percentile nationally—which means your child graduates with manageable payments regardless of which engineering path they choose.
The 0.32 debt-to-earnings ratio is excellent, translating to roughly $300 in monthly loan payments on an $85,000 salary. For a school with an 85% admission rate, these are genuinely strong outcomes. The difference between UMass Lowell and the top-earning programs in the state narrows to about $14,000 annually versus Northeastern, which charges significantly higher tuition. If your child is choosing between UMass schools, Amherst edges ahead by about $4,000 in first-year earnings, but Lowell's combination of access, reasonable debt, and near-six-figure earning potential within a few years makes it a pragmatic choice for families prioritizing value over prestige.
Where University of Massachusetts-Lowell Stands
Earnings vs. debt across all computer engineering bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Lowell graduates compare to all programs nationally
Compare to Similar Programs in Massachusetts
Computer Engineering bachelors's programs at peer institutions in Massachusetts (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,570 | $85,280 | — | $27,000 | 0.32 | |
| $63,141 | $99,499 | $121,329 | $25,005 | 0.25 | |
| $65,168 | $93,995 | $110,259 | $26,866 | 0.29 | |
| $17,357 | $89,327 | $109,618 | $27,000 | 0.30 | |
| $41,010 | $82,057 | — | $27,000 | 0.33 | |
| $15,208 | $79,383 | — | $30,000 | 0.38 | |
| National Median | — | $78,952 | — | $24,500 | 0.31 |
Career Paths
Occupations commonly associated with computer engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Computer Hardware Engineers
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Database Architects
Data Warehousing Specialists
Engineering Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 50 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.