Median Earnings (1yr)
$73,414
67th percentile
40th percentile in Massachusetts
Median Debt
$27,000
9% above national median

Analysis

UMass Lowell's mechanical engineering program delivers solid outcomes at an extremely reasonable price. Graduates carry just $27,000 in debt—less than 95% of engineering programs nationally—while earning $73,414 their first year out. That 0.37 debt-to-earnings ratio means new graduates can realistically manage their loans while building financial stability, a fundamental advantage over programs that saddle students with $40,000+ in debt for similar starting salaries.

The earnings story has an interesting twist. While UMass Lowell graduates start above the national median for mechanical engineering, they trail the Massachusetts state median by about $4,400. Within the state's competitive landscape—dominated by MIT, Northeastern, and Worcester Polytechnic—this program sits in the middle of the pack. However, that gap narrows over time: by year four, graduates are earning $88,173, showing 20% growth that suggests strong career progression. For context, this is an 85% admission rate public university competing reasonably well against schools with far more selective admission standards.

The value proposition comes down to cost-benefit math. Yes, you could chase an extra $7,000-10,000 in first-year earnings at WPI or Northeastern, but you'd likely pay significantly more in tuition and potentially carry heavier debt. For families prioritizing affordability and solid engineering fundamentals over brand prestige, UMass Lowell offers a practical path to a six-figure career within five years of graduation.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Massachusetts-Lowell$73,414$88,173+20%
Massachusetts Institute of Technology$83,957$98,644+17%
Franklin W Olin College of Engineering$87,590$96,456+10%
Northeastern University$80,255$91,235+14%
Wentworth Institute of Technology$77,828$86,680+11%

Compare to Similar Programs in Massachusetts

Mechanical Engineering bachelors's programs at peer institutions in Massachusetts (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-LowellLowell$16,570$73,414$88,173$27,0000.37
Franklin W Olin College of EngineeringNeedham$64,458$87,590$96,456——
Massachusetts Institute of TechnologyCambridge$60,156$83,957$98,644$11,3340.13
Northeastern UniversityBoston$63,141$80,255$91,235$25,8930.32
Tufts UniversityMedford$67,844$78,441$83,448$16,5000.21
Worcester Polytechnic InstituteWorcester$59,070$78,182$83,729$27,0000.35
National Median—$70,744—$24,7550.35

Career Paths

Occupations commonly associated with mechanical engineering graduates

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Aerospace Engineers

Perform engineering duties in designing, constructing, and testing aircraft, missiles, and spacecraft. May conduct basic and applied research to evaluate adaptability of materials and equipment to aircraft design and manufacture. May recommend improvements in testing equipment and techniques.

$134,830/yrJobs growth:Bachelor's degree

Mechanical Engineers

Perform engineering duties in planning and designing tools, engines, machines, and other mechanically functioning equipment. Oversee installation, operation, maintenance, and repair of equipment such as centralized heat, gas, water, and steam systems.

$102,320/yrJobs growth:Bachelor's degree

Fuel Cell Engineers

Design, evaluate, modify, or construct fuel cell components or systems for transportation, stationary, or portable applications.

$102,320/yrJobs growth:Bachelor's degree

Automotive Engineers

Develop new or improved designs for vehicle structural members, engines, transmissions, or other vehicle systems, using computer-assisted design technology. Direct building, modification, or testing of vehicle or components.

$102,320/yrJobs growth:Bachelor's degree

Engineering Teachers, Postsecondary

Teach courses pertaining to the application of physical laws and principles of engineering for the development of machines, materials, instruments, processes, and services. Includes teachers of subjects such as chemical, civil, electrical, industrial, mechanical, mineral, and petroleum engineering. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Cost Estimators

Prepare cost estimates for product manufacturing, construction projects, or services to aid management in bidding on or determining price of product or service. May specialize according to particular service performed or type of product manufactured.

$77,070/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 229 graduates with reported earnings and 277 graduates with debt data. Small samples may not be representative.