Median Earnings (1yr)
$73,414
67th percentile (40th in MA)
Median Debt
$27,000
9% above national median
Debt-to-Earnings
0.37
Manageable
Sample Size
229
Adequate data

Analysis

UMass Lowell's mechanical engineering program delivers solid outcomes at an extremely reasonable price. Graduates carry just $27,000 in debt—less than 95% of engineering programs nationally—while earning $73,414 their first year out. That 0.37 debt-to-earnings ratio means new graduates can realistically manage their loans while building financial stability, a fundamental advantage over programs that saddle students with $40,000+ in debt for similar starting salaries.

The earnings story has an interesting twist. While UMass Lowell graduates start above the national median for mechanical engineering, they trail the Massachusetts state median by about $4,400. Within the state's competitive landscape—dominated by MIT, Northeastern, and Worcester Polytechnic—this program sits in the middle of the pack. However, that gap narrows over time: by year four, graduates are earning $88,173, showing 20% growth that suggests strong career progression. For context, this is an 85% admission rate public university competing reasonably well against schools with far more selective admission standards.

The value proposition comes down to cost-benefit math. Yes, you could chase an extra $7,000-10,000 in first-year earnings at WPI or Northeastern, but you'd likely pay significantly more in tuition and potentially carry heavier debt. For families prioritizing affordability and solid engineering fundamentals over brand prestige, UMass Lowell offers a practical path to a six-figure career within five years of graduation.

Where University of Massachusetts-Lowell Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

University of Massachusetts-LowellOther mechanical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Lowell graduates compare to all programs nationally

University of Massachusetts-Lowell graduates earn $73k, placing them in the 67th percentile of all mechanical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Mechanical Engineering bachelors's programs at peer institutions in Massachusetts (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Lowell$73,414$88,173$27,0000.37
Franklin W Olin College of Engineering$87,590$96,456——
Massachusetts Institute of Technology$83,957$98,644$11,3340.13
Northeastern University$80,255$91,235$25,8930.32
Tufts University$78,441$83,448$16,5000.21
Worcester Polytechnic Institute$78,182$83,729$27,0000.35
National Median$70,744—$24,7550.35

Other Mechanical Engineering Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Franklin W Olin College of Engineering
Needham
$64,458$87,590—
Massachusetts Institute of Technology
Cambridge
$60,156$83,957$11,334
Northeastern University
Boston
$63,141$80,255$25,893
Tufts University
Medford
$67,844$78,441$16,500
Worcester Polytechnic Institute
Worcester
$59,070$78,182$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 229 graduates with reported earnings and 277 graduates with debt data. Small samples may not be representative.