Analysis
UMass Lowell's mechanical engineering program delivers solid outcomes at an extremely reasonable price. Graduates carry just $27,000 in debt—less than 95% of engineering programs nationally—while earning $73,414 their first year out. That 0.37 debt-to-earnings ratio means new graduates can realistically manage their loans while building financial stability, a fundamental advantage over programs that saddle students with $40,000+ in debt for similar starting salaries.
The earnings story has an interesting twist. While UMass Lowell graduates start above the national median for mechanical engineering, they trail the Massachusetts state median by about $4,400. Within the state's competitive landscape—dominated by MIT, Northeastern, and Worcester Polytechnic—this program sits in the middle of the pack. However, that gap narrows over time: by year four, graduates are earning $88,173, showing 20% growth that suggests strong career progression. For context, this is an 85% admission rate public university competing reasonably well against schools with far more selective admission standards.
The value proposition comes down to cost-benefit math. Yes, you could chase an extra $7,000-10,000 in first-year earnings at WPI or Northeastern, but you'd likely pay significantly more in tuition and potentially carry heavier debt. For families prioritizing affordability and solid engineering fundamentals over brand prestige, UMass Lowell offers a practical path to a six-figure career within five years of graduation.
Where University of Massachusetts-Lowell Stands
Earnings vs. debt across all mechanical engineering bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Lowell graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Lowell | $73,414 | $88,173 | +20% |
| Massachusetts Institute of Technology | $83,957 | $98,644 | +17% |
| Franklin W Olin College of Engineering | $87,590 | $96,456 | +10% |
| Northeastern University | $80,255 | $91,235 | +14% |
| Wentworth Institute of Technology | $77,828 | $86,680 | +11% |
Compare to Similar Programs in Massachusetts
Mechanical Engineering bachelors's programs at peer institutions in Massachusetts (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,570 | $73,414 | $88,173 | $27,000 | 0.37 | |
| $64,458 | $87,590 | $96,456 | — | — | |
| $60,156 | $83,957 | $98,644 | $11,334 | 0.13 | |
| $63,141 | $80,255 | $91,235 | $25,893 | 0.32 | |
| $67,844 | $78,441 | $83,448 | $16,500 | 0.21 | |
| $59,070 | $78,182 | $83,729 | $27,000 | 0.35 | |
| National Median | — | $70,744 | — | $24,755 | 0.35 |
Career Paths
Occupations commonly associated with mechanical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Aerospace Engineers
Mechanical Engineers
Fuel Cell Engineers
Automotive Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 229 graduates with reported earnings and 277 graduates with debt data. Small samples may not be representative.