Est. Earnings (1yr)
$46,106
Est. from FL median (8 programs)
Est. Median Debt
$21,750
Est. from national median (66 programs)

Analysis

Based on peer mathematics programs in Florida, a University of Miami math degree appears to face a competitive disadvantage despite the university's selective reputation. Similar programs across the state suggest first-year earnings around $46,100—which lags behind Florida State ($49,900) and UCF ($51,300), and barely matches what University of Florida graduates earn despite Miami's 19% admission rate versus UF's broader access model. The estimated $21,750 debt sits near the state median, creating a manageable debt-to-earnings ratio of 0.47, but you're essentially paying selective-school prices for mid-pack state outcomes.

The financial picture becomes clearer when you consider that comparable Florida mathematics programs place their graduates in a fairly narrow earnings band, with Miami's estimated figure falling right at the state median. That's not catastrophic—math degrees generally lead to stable employment—but it raises questions about return on investment at an institution where total cost of attendance approaches $80,000 annually. The low 15% Pell grant enrollment suggests most families are paying substantial amounts out of pocket.

If your child is set on Miami for campus culture or location, understand that the mathematics degree itself doesn't appear to command a premium in the job market based on what similar Florida programs deliver. The debt burden is reasonable, but the earnings trajectory doesn't justify a significant financial stretch compared to flagship state alternatives that cost less and place graduates into higher-paying positions.

Where University of Miami Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Compare to Similar Programs in Florida

Mathematics bachelors's programs at peer institutions in Florida (29 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of MiamiCoral Gables$59,926$46,106*—$21,750*—
University of Central FloridaOrlando$6,368$51,315*—$11,692*0.23
Florida State UniversityTallahassee$5,656$49,919*$52,985$27,811*0.56
Florida International UniversityMiami$6,565$49,507*$75,378—*—
University of North FloridaJacksonville$6,389$46,176*$44,283$17,345*0.38
University of FloridaGainesville$6,381$46,036*$67,189$16,675*0.36
National Median—$48,772*—$21,500*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in FL. Actual outcomes may vary.