Analysis
Based on peer mathematics programs in Florida, a University of Miami math degree appears to face a competitive disadvantage despite the university's selective reputation. Similar programs across the state suggest first-year earnings around $46,100—which lags behind Florida State ($49,900) and UCF ($51,300), and barely matches what University of Florida graduates earn despite Miami's 19% admission rate versus UF's broader access model. The estimated $21,750 debt sits near the state median, creating a manageable debt-to-earnings ratio of 0.47, but you're essentially paying selective-school prices for mid-pack state outcomes.
The financial picture becomes clearer when you consider that comparable Florida mathematics programs place their graduates in a fairly narrow earnings band, with Miami's estimated figure falling right at the state median. That's not catastrophic—math degrees generally lead to stable employment—but it raises questions about return on investment at an institution where total cost of attendance approaches $80,000 annually. The low 15% Pell grant enrollment suggests most families are paying substantial amounts out of pocket.
If your child is set on Miami for campus culture or location, understand that the mathematics degree itself doesn't appear to command a premium in the job market based on what similar Florida programs deliver. The debt burden is reasonable, but the earnings trajectory doesn't justify a significant financial stretch compared to flagship state alternatives that cost less and place graduates into higher-paying positions.
Where University of Miami Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Florida
Mathematics bachelors's programs at peer institutions in Florida (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $59,926 | $46,106* | — | $21,750* | — | |
| $6,368 | $51,315* | — | $11,692* | 0.23 | |
| $5,656 | $49,919* | $52,985 | $27,811* | 0.56 | |
| $6,565 | $49,507* | $75,378 | —* | — | |
| $6,389 | $46,176* | $44,283 | $17,345* | 0.38 | |
| $6,381 | $46,036* | $67,189 | $16,675* | 0.36 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in FL. Actual outcomes may vary.