Median Earnings (1yr)
$36,893
89th percentile (60th in MN)
Median Debt
$22,341
12% below national median
Debt-to-Earnings
0.61
Manageable
Sample Size
39
Adequate data

Analysis

University of Minnesota-Morris graduates with psychology degrees out-earn the typical psychology major by $5,400 annually—landing in the 89th percentile nationally. That's impressive for a public liberal arts college with a 70% admission rate. The $36,893 starting salary beats not only the national benchmark but sits comfortably near Minnesota's state median, where it ranks around the 60th percentile among 31 programs. While some private Minnesota schools edge ahead by a few thousand dollars, Morris achieves this outcome with notably lower debt: $22,341 versus the state average of $26,024.

The debt burden here is genuinely manageable, with graduates owing just 61% of their first-year salary—well below the concerning 1:1 threshold that can strain young professionals. Earnings also follow a healthy trajectory, growing 15% to $42,522 by year four. This isn't the explosive growth you might see in STEM fields, but it's steady progress that matters for career sustainability.

For families evaluating psychology programs, Morris offers strong regional value without the premium price tag of private competitors. The combination of below-average debt and above-average earnings creates breathing room for graduates pursuing graduate school or exploring different career paths—both common for psychology majors. Just keep the moderate sample size in mind; individual outcomes will vary.

Where University of Minnesota-Morris Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Minnesota-MorrisOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Morris graduates compare to all programs nationally

University of Minnesota-Morris graduates earn $37k, placing them in the 89th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Morris$36,893$42,522$22,3410.61
College of Saint Benedict$41,029$45,302$27,0000.66
Metropolitan State University$40,958$44,425$30,1550.74
Capella University$39,764$43,554$40,8161.03
University of Minnesota-Duluth$38,543$45,061$24,2250.63
University of St Thomas$38,396$51,174$27,0000.70
National Median$31,482—$25,5000.81

Other Psychology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
College of Saint Benedict
Saint Joseph
$53,884$41,029$27,000
Metropolitan State University
Saint Paul
$9,780$40,958$30,155
Capella University
Minneapolis
$14,436$39,764$40,816
University of Minnesota-Duluth
Duluth
$14,318$38,543$24,225
University of St Thomas
Saint Paul
$52,284$38,396$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Morris, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.