Median Earnings (1yr)
$36,136
75th percentile (60th in MN)
Median Debt
$21,218
15% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
319
Adequate data

Analysis

A University of Minnesota biology degree starts modestly but transforms into something considerably more valuable within four years. First-year graduates earn $36,136—barely above the state median—but by year four that jumps 66% to nearly $60,000, the kind of trajectory that suggests many graduates are moving into research positions, grad school, or healthcare careers. With just $21,218 in debt, this gives students breathing room while their earnings catch up, resulting in a manageable debt-to-income ratio that improves dramatically over time.

The program ranks in the 60th percentile among Minnesota biology programs, meaning it's solidly middle-of-the-pack in the state—higher-earning programs like Saint Cloud State and Metropolitan State deliver stronger immediate returns. However, those comparisons only capture first-year earnings, and Minnesota's four-year growth rate suggests the university's research opportunities and graduate school placement may be creating value that doesn't show up in early paychecks. The relatively low debt load matters here: it's about $4,000 less than both state and national medians for biology programs.

For families concerned about return on investment, this is a measured win. Biology is rarely a lucrative bachelor's-level degree, but this program combines reasonable debt with strong earnings growth, particularly for students planning to continue their education or who need time to build specialized skills. The key is understanding you're investing in a foundation, not immediate high earnings.

Where University of Minnesota-Twin Cities Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Minnesota-Twin CitiesOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Minnesota-Twin Cities graduates compare to all programs nationally

University of Minnesota-Twin Cities graduates earn $36k, placing them in the 75th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Biology bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Minnesota-Twin Cities$36,136$59,939$21,2180.59
Saint Cloud State University$44,166$57,880$24,4500.55
Metropolitan State University$42,128$50,242$28,6190.68
St Catherine University$40,937—$27,0000.66
University of Minnesota-Morris$40,415$43,278$18,5000.46
Winona State University$38,666$60,023$22,6650.59
National Median$32,316—$25,0000.77

Other Biology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Cloud State University
Saint Cloud
$10,117$44,166$24,450
Metropolitan State University
Saint Paul
$9,780$42,128$28,619
St Catherine University
Saint Paul
$49,758$40,937$27,000
University of Minnesota-Morris
Morris
$14,288$40,415$18,500
Winona State University
Winona
$10,498$38,666$22,665

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Twin Cities, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 319 graduates with reported earnings and 394 graduates with debt data. Small samples may not be representative.