Median Earnings (1yr)
$27,637
20th percentile (60th in AL)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.98
Manageable
Sample Size
18
Limited data

Analysis

University of Mobile's psychology program costs more than the median graduate will earn in their first year—a troubling starting point that's unfortunately typical for undergraduate psychology degrees. With $27,000 in debt against $27,637 in earnings, graduates face immediate financial pressure during those critical early career years when they're often working entry-level positions or pursuing graduate school applications.

The state context offers a small silver of hope: these earnings land in the 60th percentile among Alabama psychology programs, meaning graduates out-earn peers at most in-state alternatives. However, the program still trails significantly behind Athens State ($34,324) and Troy University ($31,479), and even falls slightly below the state median of $27,494. Nationally, it ranks in just the 20th percentile—$4,000 below the typical psychology bachelor's program.

The critical caveat here is sample size: fewer than 30 recent graduates means one or two outliers could dramatically skew these numbers in either direction. If you're considering this program, the financial picture suggests treating a psychology bachelor's as a stepping stone to graduate education rather than a terminal degree. Without plans for a master's or doctorate, your child would likely struggle with this debt burden on typical psychology-related salaries. The relatively low debt load (25th percentile nationally) provides some breathing room, but the earnings gap remains the central concern.

Where University of Mobile Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of MobileOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Mobile graduates compare to all programs nationally

University of Mobile graduates earn $28k, placing them in the 20th percentile of all psychology bachelors programs nationally.

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Mobile$27,637$27,0000.98
Athens State University$34,324$32,271$27,0000.79
Troy University$31,479$35,956$31,2070.99
Auburn University at Montgomery$30,538$40,311$26,8000.88
University of Alabama at Birmingham$30,132$37,691$27,0000.90
The University of Alabama$29,245$39,261$25,0000.85
National Median$31,482$25,5000.81

Other Psychology Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Athens State University
Athens
$34,324$27,000
Troy University
Troy
$9,792$31,479$31,207
Auburn University at Montgomery
Montgomery
$9,436$30,538$26,800
University of Alabama at Birmingham
Birmingham
$8,832$30,132$27,000
The University of Alabama
Tuscaloosa
$11,900$29,245$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mobile, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.