Median Earnings (1yr)
$26,246
12th percentile (40th in AL)
Median Debt
$23,077
10% below national median
Debt-to-Earnings
0.88
Manageable
Sample Size
18
Limited data

Analysis

University of Montevallo's psychology bachelor's program shows below-average initial earnings but solid growth over four years. At $26,246 in year one, graduates earn about $5,200 less than the national median for psychology majors and roughly $1,200 below Alabama's median. However, earnings climb 30% by year four to $34,157, ultimately reaching the national average. Among Alabama's 24 psychology programs, this ranks around the 40th percentile—below top performers like Athens State ($34,324) but managing to catch up over time.

The debt picture is more favorable: at $23,077, graduates borrow about $2,400 less than the national median and nearly $4,000 less than Alabama's typical psychology student. The 0.88 debt-to-earnings ratio means manageable monthly payments, though that first year of sub-$27,000 earnings will require careful budgeting. With 39% of students on Pell grants, this is clearly serving a population that needs affordable access to higher education.

Here's the challenge: these figures come from fewer than 30 graduates, so they could swing considerably with a different cohort. The earnings growth suggests graduates are finding their footing after a slow start, but your child would be betting on that pattern holding true. If they're committed to psychology and need to stay in Alabama, this offers reasonable value—just understand they'll likely need graduate school or several years of work experience before reaching competitive salaries.

Where University of Montevallo Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of MontevalloOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Montevallo graduates compare to all programs nationally

University of Montevallo graduates earn $26k, placing them in the 12th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Montevallo$26,246$34,157$23,0770.88
Athens State University$34,324$32,271$27,0000.79
Troy University$31,479$35,956$31,2070.99
Auburn University at Montgomery$30,538$40,311$26,8000.88
University of Alabama at Birmingham$30,132$37,691$27,0000.90
The University of Alabama$29,245$39,261$25,0000.85
National Median$31,482—$25,5000.81

Other Psychology Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Athens State University
Athens
—$34,324$27,000
Troy University
Troy
$9,792$31,479$31,207
Auburn University at Montgomery
Montgomery
$9,436$30,538$26,800
University of Alabama at Birmingham
Birmingham
$8,832$30,132$27,000
The University of Alabama
Tuscaloosa
$11,900$29,245$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Montevallo, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.