Analysis
University of Montevallo's psychology bachelor's program shows below-average initial earnings but solid growth over four years. At $26,246 in year one, graduates earn about $5,200 less than the national median for psychology majors and roughly $1,200 below Alabama's median. However, earnings climb 30% by year four to $34,157, ultimately reaching the national average. Among Alabama's 24 psychology programs, this ranks around the 40th percentile—below top performers like Athens State ($34,324) but managing to catch up over time.
The debt picture is more favorable: at $23,077, graduates borrow about $2,400 less than the national median and nearly $4,000 less than Alabama's typical psychology student. The 0.88 debt-to-earnings ratio means manageable monthly payments, though that first year of sub-$27,000 earnings will require careful budgeting. With 39% of students on Pell grants, this is clearly serving a population that needs affordable access to higher education.
Here's the challenge: these figures come from fewer than 30 graduates, so they could swing considerably with a different cohort. The earnings growth suggests graduates are finding their footing after a slow start, but your child would be betting on that pattern holding true. If they're committed to psychology and need to stay in Alabama, this offers reasonable value—just understand they'll likely need graduate school or several years of work experience before reaching competitive salaries.
Where University of Montevallo Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Montevallo graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Montevallo | $26,246 | $34,157 | +30% |
| Auburn University | $27,606 | $42,855 | +55% |
| Alabama A & M University | $26,504 | $41,597 | +57% |
| Auburn University at Montgomery | $30,538 | $40,311 | +32% |
| Birmingham-Southern College | $27,383 | $39,668 | +45% |
Compare to Similar Programs in Alabama
Psychology bachelors's programs at peer institutions in Alabama (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,710 | $26,246 | $34,157 | $23,077 | 0.88 | |
| — | $34,324 | $32,271 | $27,000 | 0.79 | |
| $9,792 | $31,479 | $35,956 | $31,207 | 0.99 | |
| $9,436 | $30,538 | $40,311 | $26,800 | 0.88 | |
| $8,832 | $30,132 | $37,691 | $27,000 | 0.90 | |
| $11,900 | $29,245 | $39,261 | $25,000 | 0.85 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Montevallo, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 18 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.