Median Earnings (1yr)
$53,402
69th percentile (80th in NC)
Median Debt
$14,500
33% below national median
Debt-to-Earnings
0.27
Manageable
Sample Size
73
Adequate data

Analysis

UNC Chapel Hill's mathematics program hits a financial sweet spot that's rare in higher education: graduates start at a solid $53,402, then see their earnings surge 64% by year four—reaching $87,301. Among North Carolina's 44 math programs, this places in the 80th percentile, trailing only Duke's powerhouse program. For a flagship state university with in-state tuition options, that trajectory suggests employers value UNC's brand and rigor.

The debt picture reinforces the value case. At $14,500, graduates carry about a third of the national median for math majors and nearly $7,500 less than the NC average. This creates a debt-to-earnings ratio of just 0.27—manageable by any standard. Within months of landing that first job, most graduates could reasonably tackle the entire balance. The combination of low debt and strong earning potential puts this firmly in the 95th percentile nationally for affordability.

For families weighing UNC against NC State or other in-state alternatives, the math is straightforward: UNC graduates earn roughly double their Wolfpack counterparts by year four, with comparable debt burdens. The 19% admission rate means not every student will get in, but those who do are positioning themselves for one of the strongest returns on investment available in North Carolina public higher education.

Where University of North Carolina at Chapel Hill Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of North Carolina at Chapel HillOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Chapel Hill graduates compare to all programs nationally

University of North Carolina at Chapel Hill graduates earn $53k, placing them in the 69th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Chapel Hill$53,402$87,301$14,5000.27
Duke University$121,088$99,927$13,0000.11
North Carolina State University at Raleigh$43,585—$21,2560.49
University of North Carolina at Charlotte$42,740$57,150$25,0000.58
East Carolina University$40,888$50,943$21,5000.53
Appalachian State University$40,856$46,853$17,5000.43
National Median$48,772—$21,5000.44

Other Mathematics Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Duke University
Durham
$65,805$121,088$13,000
North Carolina State University at Raleigh
Raleigh
$8,895$43,585$21,256
University of North Carolina at Charlotte
Charlotte
$7,214$42,740$25,000
East Carolina University
Greenville
$7,361$40,888$21,500
Appalachian State University
Boone
$7,541$40,856$17,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 73 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.