Median Earnings (1yr)
$53,402
69th percentile
80th percentile in North Carolina
Median Debt
$14,500
33% below national median

Analysis

UNC Chapel Hill's mathematics program hits a financial sweet spot that's rare in higher education: graduates start at a solid $53,402, then see their earnings surge 64% by year four—reaching $87,301. Among North Carolina's 44 math programs, this places in the 80th percentile, trailing only Duke's powerhouse program. For a flagship state university with in-state tuition options, that trajectory suggests employers value UNC's brand and rigor.

The debt picture reinforces the value case. At $14,500, graduates carry about a third of the national median for math majors and nearly $7,500 less than the NC average. This creates a debt-to-earnings ratio of just 0.27—manageable by any standard. Within months of landing that first job, most graduates could reasonably tackle the entire balance. The combination of low debt and strong earning potential puts this firmly in the 95th percentile nationally for affordability.

For families weighing UNC against NC State or other in-state alternatives, the math is straightforward: UNC graduates earn roughly double their Wolfpack counterparts by year four, with comparable debt burdens. The 19% admission rate means not every student will get in, but those who do are positioning themselves for one of the strongest returns on investment available in North Carolina public higher education.

Where University of North Carolina at Chapel Hill Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Chapel Hill graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of North Carolina at Chapel Hill$53,402$87,301+63%
Duke University$121,088$99,927-17%
University of North Carolina at Charlotte$42,740$57,150+34%
East Carolina University$40,888$50,943+25%
Appalachian State University$40,856$46,853+15%

Compare to Similar Programs in North Carolina

Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Chapel HillChapel Hill$8,989$53,402$87,301$14,5000.27
Duke UniversityDurham$65,805$121,088$99,927$13,0000.11
North Carolina State University at RaleighRaleigh$8,895$43,585$21,2560.49
University of North Carolina at CharlotteCharlotte$7,214$42,740$57,150$25,0000.58
East Carolina UniversityGreenville$7,361$40,888$50,943$21,5000.53
Appalachian State UniversityBoone$7,541$40,856$46,853$17,5000.43
National Median$48,772$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 73 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.