Analysis
UNC Chapel Hill's mathematics program hits a financial sweet spot that's rare in higher education: graduates start at a solid $53,402, then see their earnings surge 64% by year four—reaching $87,301. Among North Carolina's 44 math programs, this places in the 80th percentile, trailing only Duke's powerhouse program. For a flagship state university with in-state tuition options, that trajectory suggests employers value UNC's brand and rigor.
The debt picture reinforces the value case. At $14,500, graduates carry about a third of the national median for math majors and nearly $7,500 less than the NC average. This creates a debt-to-earnings ratio of just 0.27—manageable by any standard. Within months of landing that first job, most graduates could reasonably tackle the entire balance. The combination of low debt and strong earning potential puts this firmly in the 95th percentile nationally for affordability.
For families weighing UNC against NC State or other in-state alternatives, the math is straightforward: UNC graduates earn roughly double their Wolfpack counterparts by year four, with comparable debt burdens. The 19% admission rate means not every student will get in, but those who do are positioning themselves for one of the strongest returns on investment available in North Carolina public higher education.
Where University of North Carolina at Chapel Hill Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of North Carolina at Chapel Hill graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina at Chapel Hill | $53,402 | $87,301 | +63% |
| Duke University | $121,088 | $99,927 | -17% |
| University of North Carolina at Charlotte | $42,740 | $57,150 | +34% |
| East Carolina University | $40,888 | $50,943 | +25% |
| Appalachian State University | $40,856 | $46,853 | +15% |
Compare to Similar Programs in North Carolina
Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,989 | $53,402 | $87,301 | $14,500 | 0.27 | |
| $65,805 | $121,088 | $99,927 | $13,000 | 0.11 | |
| $8,895 | $43,585 | — | $21,256 | 0.49 | |
| $7,214 | $42,740 | $57,150 | $25,000 | 0.58 | |
| $7,361 | $40,888 | $50,943 | $21,500 | 0.53 | |
| $7,541 | $40,856 | $46,853 | $17,500 | 0.43 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Chapel Hill, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 73 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.