Median Earnings (1yr)
$42,740
24th percentile
60th percentile in North Carolina
Median Debt
$25,000
16% above national median

Analysis

UNC Charlotte's mathematics program sits in an interesting spot: its first-year outcomes trail national averages by $6,000, but it performs better than most NC programs, landing in the 60th percentile statewide. The $42,740 starting salary beats the state median and puts graduates ahead of similar programs at East Carolina and Appalachian State, though it's well behind the state's elite options at Duke and UNC Chapel Hill.

The financial picture improves considerably over time. Earnings jump 34% by year four to reach $57,150β€”surpassing even the national median for mathematics programs. The debt load of $25,000 is moderate, resulting in a manageable 0.58 debt-to-earnings ratio that's better than most programs nationally. For a school with an 80% acceptance rate serving a substantial population of Pell grant recipients, these outcomes represent solid access to middle-class earnings.

The tradeoff is clear: your child won't start with the salary that Chapel Hill or NC State graduates command, but the trajectory is strong and the debt is reasonable. If your student has the credentials for more selective NC programs, those offer better initial returns. But UNC Charlotte delivers respectable value for mathematics majors, particularly those seeking an accessible path into STEM careers without taking on heavy debt.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of North Carolina at Charlotte$42,740$57,150+34%
Duke University$121,088$99,927-17%
University of North Carolina at Chapel Hill$53,402$87,301+63%
East Carolina University$40,888$50,943+25%
Appalachian State University$40,856$46,853+15%

Compare to Similar Programs in North Carolina

Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at CharlotteCharlotte$7,214$42,740$57,150$25,0000.58
Duke UniversityDurham$65,805$121,088$99,927$13,0000.11
University of North Carolina at Chapel HillChapel Hill$8,989$53,402$87,301$14,5000.27
North Carolina State University at RaleighRaleigh$8,895$43,585β€”$21,2560.49
East Carolina UniversityGreenville$7,361$40,888$50,943$21,5000.53
Appalachian State UniversityBoone$7,541$40,856$46,853$17,5000.43
National Medianβ€”$48,772β€”$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.