Mathematics at University of North Carolina at Charlotte
Bachelor's Degree
Analysis
UNC Charlotte's mathematics program sits in an interesting spot: its first-year outcomes trail national averages by $6,000, but it performs better than most NC programs, landing in the 60th percentile statewide. The $42,740 starting salary beats the state median and puts graduates ahead of similar programs at East Carolina and Appalachian State, though it's well behind the state's elite options at Duke and UNC Chapel Hill.
The financial picture improves considerably over time. Earnings jump 34% by year four to reach $57,150—surpassing even the national median for mathematics programs. The debt load of $25,000 is moderate, resulting in a manageable 0.58 debt-to-earnings ratio that's better than most programs nationally. For a school with an 80% acceptance rate serving a substantial population of Pell grant recipients, these outcomes represent solid access to middle-class earnings.
The tradeoff is clear: your child won't start with the salary that Chapel Hill or NC State graduates command, but the trajectory is strong and the debt is reasonable. If your student has the credentials for more selective NC programs, those offer better initial returns. But UNC Charlotte delivers respectable value for mathematics majors, particularly those seeking an accessible path into STEM careers without taking on heavy debt.
Where University of North Carolina at Charlotte Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of North Carolina at Charlotte graduates compare to all programs nationally
University of North Carolina at Charlotte graduates earn $43k, placing them in the 24th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in North Carolina
Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of North Carolina at Charlotte | $42,740 | $57,150 | $25,000 | 0.58 |
| Duke University | $121,088 | $99,927 | $13,000 | 0.11 |
| University of North Carolina at Chapel Hill | $53,402 | $87,301 | $14,500 | 0.27 |
| North Carolina State University at Raleigh | $43,585 | — | $21,256 | 0.49 |
| East Carolina University | $40,888 | $50,943 | $21,500 | 0.53 |
| Appalachian State University | $40,856 | $46,853 | $17,500 | 0.43 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Duke University Durham | $65,805 | $121,088 | $13,000 |
| University of North Carolina at Chapel Hill Chapel Hill | $8,989 | $53,402 | $14,500 |
| North Carolina State University at Raleigh Raleigh | $8,895 | $43,585 | $21,256 |
| East Carolina University Greenville | $7,361 | $40,888 | $21,500 |
| Appalachian State University Boone | $7,541 | $40,856 | $17,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 89 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.