Analysis
UNC Charlotte's mechanical engineering program delivers strong outcomes at a remarkably affordable price point. With median debt of just $27,000—placing it in the 5th percentile nationally—graduates face one of the lowest debt burdens you'll find at any engineering school. The debt-to-earnings ratio of 0.39 means a graduate earning $69,178 could realistically pay off their loans in under five years with focused repayment, a financial position that creates real flexibility for career choices and life decisions.
The earnings numbers tell a more nuanced story. While first-year salaries trail Duke graduates by $20,000, they're competitive with NC State ($69,078) and land squarely in the middle of both state and national ranges. The modest 10% earnings growth to $76,149 by year four is typical for engineering fields where starting salaries are already strong. Importantly, these outcomes come from an accessible institution—with an 80% admission rate—that serves a significant population of Pell grant recipients, suggesting good value for students from diverse economic backgrounds.
The bottom line: this program won't produce the highest-earning engineers in North Carolina, but it delivers solid, middle-of-the-pack results with minimal financial risk. For families prioritizing manageable debt over maximum earning potential, that combination is hard to beat.
Where University of North Carolina at Charlotte Stands
Earnings vs. debt across all mechanical engineering bachelors's programs nationally
Earnings Distribution
How University of North Carolina at Charlotte graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Carolina at Charlotte | $69,178 | $76,149 | +10% |
| Duke University | $89,938 | $101,532 | +13% |
| California State University Maritime Academy | $92,315 | $101,325 | +10% |
| North Carolina A & T State University | $72,278 | $80,018 | +11% |
| North Carolina State University at Raleigh | $69,078 | $79,841 | +16% |
Compare to Similar Programs in North Carolina
Mechanical Engineering bachelors's programs at peer institutions in North Carolina (5 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,214 | $69,178 | $76,149 | $27,000 | 0.39 | |
| $65,805 | $89,938 | $101,532 | $10,000 | 0.11 | |
| $6,748 | $72,278 | $80,018 | $29,822 | 0.41 | |
| $8,895 | $69,078 | $79,841 | $24,250 | 0.35 | |
| National Median | — | $70,744 | — | $24,755 | 0.35 |
Career Paths
Occupations commonly associated with mechanical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Aerospace Engineers
Mechanical Engineers
Fuel Cell Engineers
Automotive Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 226 graduates with reported earnings and 227 graduates with debt data. Small samples may not be representative.