Median Earnings (1yr)
$66,743
25th percentile (40th in FL)
Median Debt
$18,039
27% below national median
Debt-to-Earnings
0.27
Manageable
Sample Size
69
Adequate data

Analysis

University of North Florida's mechanical engineering program offers a standout financial value that deserves serious attention: graduates carry just $18,039 in debt—about $7,000 less than Florida's median for this degree and nearly 30% below the national benchmark. While first-year earnings of $66,743 trail flagship programs like UF and USF, they're close to Florida's median and grow solidly to nearly $80,000 by year four. The debt-to-earnings ratio of 0.27 means graduates owe roughly three months of salary, making loan repayment manageable from day one.

The earnings picture is nuanced. UNF ranks in the 40th percentile among Florida's mechanical engineering programs—solidly middle-of-the-pack in a competitive state. The gap with top programs widens over time, which matters if your student is aiming for the highest-earning trajectory. However, the debt advantage is substantial and immediate. A graduate from UNF starts their career with thousands less in monthly loan obligations compared to peers at other schools, freeing up income for savings, housing, or further education.

For families weighing cost against outcomes, this program delivers reliable engineering credentials without the financial burden that can shadow early career years. If your student has admission options at UF or similar flagships, compare net cost carefully—but UNF's combination of reasonable debt and solid earnings growth makes it a financially sensible choice, particularly for students seeking a strong return without betting everything on maximum starting salary.

Where University of North Florida Stands

Earnings vs. debt across all mechanical engineering bachelors's programs nationally

University of North FloridaOther mechanical engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $67k, placing them in the 25th percentile of all mechanical engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Mechanical Engineering bachelors's programs at peer institutions in Florida (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$66,743$79,536$18,0390.27
University of Florida-Online$76,228$83,832$18,1310.24
University of Florida$76,228$83,832$18,1310.24
Embry-Riddle Aeronautical University-Daytona Beach$73,433$77,804$27,0000.37
Florida International University$71,335$83,193$19,7500.28
University of South Florida$70,046$81,750$23,7830.34
National Median$70,744—$24,7550.35

Other Mechanical Engineering Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Florida-Online
Gainesville
$3,876$76,228$18,131
University of Florida
Gainesville
$6,381$76,228$18,131
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$73,433$27,000
Florida International University
Miami
$6,565$71,335$19,750
University of South Florida
Tampa
$6,410$70,046$23,783

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.