Analysis
University of North Florida's mechanical engineering program offers a standout financial value that deserves serious attention: graduates carry just $18,039 in debt—about $7,000 less than Florida's median for this degree and nearly 30% below the national benchmark. While first-year earnings of $66,743 trail flagship programs like UF and USF, they're close to Florida's median and grow solidly to nearly $80,000 by year four. The debt-to-earnings ratio of 0.27 means graduates owe roughly three months of salary, making loan repayment manageable from day one.
The earnings picture is nuanced. UNF ranks in the 40th percentile among Florida's mechanical engineering programs—solidly middle-of-the-pack in a competitive state. The gap with top programs widens over time, which matters if your student is aiming for the highest-earning trajectory. However, the debt advantage is substantial and immediate. A graduate from UNF starts their career with thousands less in monthly loan obligations compared to peers at other schools, freeing up income for savings, housing, or further education.
For families weighing cost against outcomes, this program delivers reliable engineering credentials without the financial burden that can shadow early career years. If your student has admission options at UF or similar flagships, compare net cost carefully—but UNF's combination of reasonable debt and solid earnings growth makes it a financially sensible choice, particularly for students seeking a strong return without betting everything on maximum starting salary.
Where University of North Florida Stands
Earnings vs. debt across all mechanical engineering bachelors's programs nationally
Earnings Distribution
How University of North Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Florida | $66,743 | $79,536 | +19% |
| University of Miami | $66,843 | $93,219 | +39% |
| Florida Institute of Technology | $69,533 | $84,606 | +22% |
| University of Florida | $76,228 | $83,832 | +10% |
| University of Florida-Online | $76,228 | $83,832 | +10% |
Compare to Similar Programs in Florida
Mechanical Engineering bachelors's programs at peer institutions in Florida (16 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,389 | $66,743 | $79,536 | $18,039 | 0.27 | |
| $3,876 | $76,228 | $83,832 | $18,131 | 0.24 | |
| $6,381 | $76,228 | $83,832 | $18,131 | 0.24 | |
| $42,304 | $73,433 | $77,804 | $27,000 | 0.37 | |
| $6,565 | $71,335 | $83,193 | $19,750 | 0.28 | |
| $6,410 | $70,046 | $81,750 | $23,783 | 0.34 | |
| National Median | — | $70,744 | — | $24,755 | 0.35 |
Career Paths
Occupations commonly associated with mechanical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Aerospace Engineers
Mechanical Engineers
Fuel Cell Engineers
Automotive Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 69 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.