Median Earnings (1yr)
$40,113
35th percentile (40th in CO)
Median Debt
$23,125
12% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
33
Adequate data

Analysis

UNC's teacher education program produces graduates earning roughly $40,000 annually—about $3,000 below the national median and $1,000 below Colorado's typical outcomes. Among the state's eight programs, it ranks in the 40th percentile, meaning most Colorado teaching programs deliver better early-career results. The pattern that follows is particularly troubling: rather than seeing the modest growth typical in teaching careers, earnings actually dip slightly by year four, suggesting graduates may be struggling to advance or find stable positions.

The debt picture offers some relief. At $23,125, graduates carry about $3,000 less than the national median, creating a manageable debt-to-earnings ratio of 0.58. However, this still ranks in the 79th percentile nationally for debt burden—meaning many peer programs manage to graduate teachers with even less borrowing. For Colorado families considering in-state options, Metropolitan State University of Denver produces similar outcomes at comparable cost, worth exploring as an alternative.

Teaching is rarely a lucrative career choice, but it should at least provide stable, predictable growth. When graduates see their earnings plateau or decline in the first four years—typically the period when teachers are establishing themselves—it raises questions about job placement support and market dynamics. At $40,000 with stagnant growth, this program positions graduates at the lower end of teaching careers statewide.

Where University of Northern Colorado Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

University of Northern ColoradoOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Colorado graduates compare to all programs nationally

University of Northern Colorado graduates earn $40k, placing them in the 35th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Colorado (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Colorado$40,113$39,251$23,1250.58
Metropolitan State University of Denver$41,954—$28,0000.67
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University of Denver
Denver
$10,780$41,954$28,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.