Median Earnings (1yr)
$44,647
95th percentile
Median Debt
$21,250
14% below national median
Debt-to-Earnings
0.48
Manageable
Sample Size
20
Limited data

Analysis

Northern Iowa's apparel program posts first-year earnings of $44,647—well above the national median of $36,945 and even outpacing Iowa State's $40,849. That 95th percentile national ranking is genuinely impressive for a fashion-focused degree. The $21,250 debt load is reasonable, translating to a manageable 0.48 ratio that should allow graduates to handle payments comfortably.

The significant caveat here: we're looking at fewer than 30 graduates in this dataset, so these numbers could shift dramatically with a larger sample. More concerning is the earnings flatline—$44,647 at year one drops slightly to $44,135 by year four. While the debt-to-earnings picture remains workable, there's no financial growth trajectory evident in these numbers. This isn't necessarily uncommon in apparel careers, where advancement often requires either relocating to fashion hubs or shifting into management roles, but it's worth understanding upfront.

For students passionate about fashion who want to stay in the Midwest, this program appears to deliver solid entry-level outcomes without burying graduates in debt. Just recognize you're evaluating a small cohort's experience, and that stagnant earnings pattern may reflect either regional market realities or the particular career paths this handful of graduates chose. The value proposition works if your child wants fashion industry access at a reasonable price point and understands salary growth will likely require strategic career moves.

Where University of Northern Iowa Stands

Earnings vs. debt across all apparel and textiles bachelors's programs nationally

University of Northern IowaOther apparel and textiles programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

University of Northern Iowa graduates earn $45k, placing them in the 95th percentile of all apparel and textiles bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Apparel and Textiles bachelors's programs at peer institutions in Iowa (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Iowa$44,647$44,135$21,2500.48
Iowa State University$40,849$48,648$23,2040.57
National Median$36,945$24,7500.67

Other Apparel and Textiles Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Iowa State University
Ames
$10,497$40,849$23,204

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.