Median Earnings (1yr)
$49,314
40th percentile (60th in IA)
Median Debt
$17,169
25% below national median
Debt-to-Earnings
0.35
Manageable
Sample Size
34
Adequate data

Analysis

University of Northern Iowa's economics program starts graduates at a modest $49,314 but builds strong momentum—earnings jump 40% to nearly $70,000 by year four, significantly outpacing the typical economics grad's trajectory. While first-year earnings trail Iowa State by about $8,000, UNI grads close that gap substantially within a few years, and they do it with roughly $5,000 less debt than the state average. Among Iowa's 17 economics programs, UNI lands solidly in the middle for starting salary but ranks in the 60th percentile statewide—a respectable showing for a regional university with 94% admission.

The debt picture particularly favors UNI. At $17,169, graduates carry about $5,600 less than the national median for economics majors, yielding a 0.35 debt-to-earnings ratio that's quite manageable. That's money not accruing interest while earnings accelerate.

For parents evaluating value, this program offers accessible entry (far easier admission than Iowa or Grinnell) with solid economic returns that improve meaningfully over time. The early earnings lag behind top-tier programs, but the combination of low debt and strong growth makes UNI economics a financially sensible choice—especially for families prioritizing affordability without sacrificing reasonable career prospects.

Where University of Northern Iowa Stands

Earnings vs. debt across all economics bachelors's programs nationally

University of Northern IowaOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

University of Northern Iowa graduates earn $49k, placing them in the 40th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Economics bachelors's programs at peer institutions in Iowa (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Iowa$49,314$69,146$17,1690.35
Iowa State University$57,619$70,764$23,4140.41
University of Iowa$50,223$66,230$22,4070.45
Grinnell College$46,791$67,691$16,9500.36
Coe College$42,311—$27,0000.64
National Median$51,722—$22,8160.44

Other Economics Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Iowa State University
Ames
$10,497$57,619$23,414
University of Iowa
Iowa City
$10,964$50,223$22,407
Grinnell College
Grinnell
$64,862$46,791$16,950
Coe College
Cedar Rapids
$52,576$42,311$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.