Median Earnings (1yr)
$37,758
95th percentile
60th percentile in Minnesota
Median Debt
$24,749
3% below national median

Analysis

Northwestern-St. Paul's psychology graduates earn nearly $6,300 more than the national median for psychology majors—ranking in the 95th percentile nationally. That's impressive context, though within Minnesota's competitive psychology market, this program sits closer to the middle of the pack at the 60th percentile. The $37,758 starting salary trails top Minnesota programs like College of Saint Benedict ($41,029) but exceeds the state median by about $1,500.

The challenging aspect here is the earnings trajectory: graduates actually see a slight decline from year one to year four, earning $36,926 after four years in the workforce. This stagnation, while concerning, isn't unusual for psychology bachelor's holders who often need graduate credentials to advance significantly. The debt load of $24,749 is manageable—representing about eight months of first-year earnings—and sits slightly below both state and national medians.

For parents whose child is passionate about psychology, this program delivers strong immediate outcomes relative to national standards, with reasonable debt. However, the flat earnings pattern means your child should have a clear plan: either pursue graduate education (counseling, social work, or clinical psychology typically require master's degrees) or leverage the degree into adjacent fields like human resources or business where bachelor's-level psychology majors often find better growth trajectories. The program isn't overpriced, but it's not creating a path to financial growth on its own.

Where University of Northwestern-St Paul Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Northwestern-St Paul graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Northwestern-St Paul$37,758$36,926-2%
Gustavus Adolphus College$33,174$53,981+63%
University of St Thomas$38,396$51,174+33%
The College of Saint Scholastica$31,367$50,740+62%
Concordia University-Saint Paul$36,243$49,552+37%

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northwestern-St PaulSaint Paul$36,830$37,758$36,926$24,7490.66
College of Saint BenedictSaint Joseph$53,884$41,029$45,302$27,0000.66
Metropolitan State UniversitySaint Paul$9,780$40,958$44,425$30,1550.74
Capella UniversityMinneapolis$14,436$39,764$43,554$40,8161.03
University of Minnesota-DuluthDuluth$14,318$38,543$45,061$24,2250.63
University of St ThomasSaint Paul$52,284$38,396$51,174$27,0000.70
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern-St Paul, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 58 graduates with debt data. Small samples may not be representative.