Median Earnings (1yr)
$37,758
95th percentile (60th in MN)
Median Debt
$24,749
3% below national median
Debt-to-Earnings
0.66
Manageable
Sample Size
42
Adequate data

Analysis

Northwestern-St. Paul's psychology graduates earn nearly $6,300 more than the national median for psychology majors—ranking in the 95th percentile nationally. That's impressive context, though within Minnesota's competitive psychology market, this program sits closer to the middle of the pack at the 60th percentile. The $37,758 starting salary trails top Minnesota programs like College of Saint Benedict ($41,029) but exceeds the state median by about $1,500.

The challenging aspect here is the earnings trajectory: graduates actually see a slight decline from year one to year four, earning $36,926 after four years in the workforce. This stagnation, while concerning, isn't unusual for psychology bachelor's holders who often need graduate credentials to advance significantly. The debt load of $24,749 is manageable—representing about eight months of first-year earnings—and sits slightly below both state and national medians.

For parents whose child is passionate about psychology, this program delivers strong immediate outcomes relative to national standards, with reasonable debt. However, the flat earnings pattern means your child should have a clear plan: either pursue graduate education (counseling, social work, or clinical psychology typically require master's degrees) or leverage the degree into adjacent fields like human resources or business where bachelor's-level psychology majors often find better growth trajectories. The program isn't overpriced, but it's not creating a path to financial growth on its own.

Where University of Northwestern-St Paul Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Northwestern-St PaulOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northwestern-St Paul graduates compare to all programs nationally

University of Northwestern-St Paul graduates earn $38k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northwestern-St Paul$37,758$36,926$24,7490.66
College of Saint Benedict$41,029$45,302$27,0000.66
Metropolitan State University$40,958$44,425$30,1550.74
Capella University$39,764$43,554$40,8161.03
University of Minnesota-Duluth$38,543$45,061$24,2250.63
University of St Thomas$38,396$51,174$27,0000.70
National Median$31,482—$25,5000.81

Other Psychology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
College of Saint Benedict
Saint Joseph
$53,884$41,029$27,000
Metropolitan State University
Saint Paul
$9,780$40,958$30,155
Capella University
Minneapolis
$14,436$39,764$40,816
University of Minnesota-Duluth
Duluth
$14,318$38,543$24,225
University of St Thomas
Saint Paul
$52,284$38,396$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern-St Paul, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 58 graduates with debt data. Small samples may not be representative.