Analysis
Northwestern-St. Paul's psychology graduates earn nearly $6,300 more than the national median for psychology majors—ranking in the 95th percentile nationally. That's impressive context, though within Minnesota's competitive psychology market, this program sits closer to the middle of the pack at the 60th percentile. The $37,758 starting salary trails top Minnesota programs like College of Saint Benedict ($41,029) but exceeds the state median by about $1,500.
The challenging aspect here is the earnings trajectory: graduates actually see a slight decline from year one to year four, earning $36,926 after four years in the workforce. This stagnation, while concerning, isn't unusual for psychology bachelor's holders who often need graduate credentials to advance significantly. The debt load of $24,749 is manageable—representing about eight months of first-year earnings—and sits slightly below both state and national medians.
For parents whose child is passionate about psychology, this program delivers strong immediate outcomes relative to national standards, with reasonable debt. However, the flat earnings pattern means your child should have a clear plan: either pursue graduate education (counseling, social work, or clinical psychology typically require master's degrees) or leverage the degree into adjacent fields like human resources or business where bachelor's-level psychology majors often find better growth trajectories. The program isn't overpriced, but it's not creating a path to financial growth on its own.
Where University of Northwestern-St Paul Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Northwestern-St Paul graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Northwestern-St Paul | $37,758 | $36,926 | -2% |
| Gustavus Adolphus College | $33,174 | $53,981 | +63% |
| University of St Thomas | $38,396 | $51,174 | +33% |
| The College of Saint Scholastica | $31,367 | $50,740 | +62% |
| Concordia University-Saint Paul | $36,243 | $49,552 | +37% |
Compare to Similar Programs in Minnesota
Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $36,830 | $37,758 | $36,926 | $24,749 | 0.66 | |
| $53,884 | $41,029 | $45,302 | $27,000 | 0.66 | |
| $9,780 | $40,958 | $44,425 | $30,155 | 0.74 | |
| $14,436 | $39,764 | $43,554 | $40,816 | 1.03 | |
| $14,318 | $38,543 | $45,061 | $24,225 | 0.63 | |
| $52,284 | $38,396 | $51,174 | $27,000 | 0.70 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern-St Paul, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 58 graduates with debt data. Small samples may not be representative.