Accounting at University of Phoenix-Arizona
Bachelor's Degree
Analysis
University of Phoenix's accounting program presents a concerning value proposition, with graduates earning significantly less while carrying nearly double the typical debt burden. At $51,405 in first-year earnings, graduates earn about $2,500 less than both national and Arizona medians, placing this program squarely in the bottom half (40th percentile) among accounting programs nationwide and within Arizona.
The debt picture is particularly troubling. With median debt of $47,435—89% higher than the national average and 45% above Arizona's median—students are taking on substantially more financial risk for below-average outcomes. This debt load represents 92% of first-year earnings, creating a challenging repayment scenario. The program ranks in just the 5th percentile nationally for debt levels, meaning 95% of accounting programs nationwide saddle students with less debt.
Perhaps most concerning is the lack of earnings growth over time, with income increasing by only $603 over four years—essentially stagnant wages. When compared to Arizona's top accounting programs like University of Arizona ($60,659) or ASU ($58,332), Phoenix graduates earn $7,000-9,000 less annually while carrying significantly more debt. For families seeking solid financial returns from an accounting degree, this program's combination of below-average earnings and above-average debt creates a particularly risky investment that may take years longer to pay off than alternatives.
Where University of Phoenix-Arizona Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Phoenix-Arizona graduates compare to all programs nationally
University of Phoenix-Arizona graduates earn $51k, placing them in the 40th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Arizona
Accounting bachelors's programs at peer institutions in Arizona (9 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Phoenix-Arizona | $51,405 | $52,008 | $47,435 | 0.92 |
| University of Arizona | $60,659 | $77,183 | $23,000 | 0.38 |
| Arizona State University Digital Immersion | $58,332 | — | — | — |
| Arizona State University Campus Immersion | $58,332 | $71,050 | $17,750 | 0.30 |
| DeVry University-Arizona | $54,264 | $54,099 | $54,380 | 1.00 |
| Grand Canyon University | $53,977 | $56,535 | $29,513 | 0.55 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Arizona
Compare tuition, earnings, and debt across Arizona schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Arizona Tucson | $13,626 | $60,659 | $23,000 |
| Arizona State University Digital Immersion Scottsdale | — | $58,332 | — |
| Arizona State University Campus Immersion Tempe | $12,051 | $58,332 | $17,750 |
| DeVry University-Arizona Phoenix | $17,488 | $54,264 | $54,380 |
| Grand Canyon University Phoenix | $17,450 | $53,977 | $29,513 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Arizona, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 743 graduates with reported earnings and 1097 graduates with debt data. Small samples may not be representative.