Analysis
UPR-Mayaguez's accounting program starts with exceptionally low first-year earnings—just $19,424, placing it in the bottom 5% nationally and below the median even among Puerto Rico schools. That initial figure is concerning on its face, but the trajectory tells a different story. By year four, graduates are earning $34,417, a 77% jump that suggests real career progression. Still, this puts them about $10,000 behind the Puerto Rico median for accounting programs and roughly $19,000 below the national benchmark.
The one significant advantage here is cost: at $8,000 in median debt, this program costs far less than the typical accounting degree (national median: $25,000), making the debt-to-earnings ratio quite manageable even with those low initial salaries. For families prioritizing minimal debt—particularly those in the 65% of students here receiving Pell grants—this keeps financial risk contained. However, stronger-performing programs in Puerto Rico, like the EDP University campuses where graduates earn around $31,700, suggest better earning outcomes are achievable in-state.
The practical reality is that graduates should expect a challenging first few years financially, but career advancement appears typical for the field. If your child is debt-averse and willing to navigate those early lean years, this could work. But if maximizing earning potential is the priority, other Puerto Rico options deliver notably better returns.
Where University of Puerto Rico-Mayaguez Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Puerto Rico-Mayaguez graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Puerto Rico-Mayaguez | $19,424 | $34,417 | +77% |
| Inter American University of Puerto Rico-Metro | $28,872 | $39,534 | +37% |
| University of Puerto Rico-Bayamon | $25,952 | $39,240 | +51% |
| University of Puerto Rico-Rio Piedras | $27,883 | $38,640 | +39% |
| University of Puerto Rico-Humacao | $11,852 | $30,784 | +160% |
Compare to Similar Programs in Puerto Rico
Accounting bachelors's programs at peer institutions in Puerto Rico (40 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,274 | $19,424 | $34,417 | $8,000 | 0.41 | |
| $7,050 | $31,705 | — | $12,262 | 0.39 | |
| $7,050 | $31,705 | — | $12,262 | 0.39 | |
| $7,050 | $31,705 | — | $12,262 | 0.39 | |
| $5,580 | $28,872 | $39,534 | $15,499 | 0.54 | |
| $6,920 | $27,904 | $26,478 | $26,617 | 0.95 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Mayaguez, approximately 65% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.