Analysis
A University of Rochester business degree appears positioned in the middle tier of New York programs, with peer institutions suggesting around $54,000 in first-year earnings—roughly $7,500 above the national median for business majors. The estimated debt load of $26,000 translates to a manageable debt-to-earnings ratio of 0.48, meaning your child would owe about half their expected starting salary. That's a reasonable burden, though notably higher than what similar business programs at other private universities in New York typically produce in terms of pure earning power.
The concerning gap emerges at the four-year mark: reported earnings of $76,500 lag significantly behind NYU's business graduates ($77,800 by year one) and even CUNY's more affordable public option ($65,500). This suggests Rochester's business program, despite the university's strong overall reputation and selective admissions, doesn't command the same premium in New York's competitive business job market as its peers. The investment makes more sense if your child plans to leverage Rochester's broader academic strengths or network rather than competing purely on business credentials.
For a family paying private university tuition, the value calculation hinges on fit beyond just the business degree itself. The debt is manageable, but comparable earnings trajectories are available at less selective—and often less expensive—institutions across the state.
Where University of Rochester Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Rochester | — | $76,500 | — |
| New York University | $77,828 | $115,546 | +48% |
| Excelsior University | $53,553 | $72,606 | +36% |
| St Lawrence University | $54,772 | $67,402 | +23% |
| Skidmore College | $54,378 | $65,277 | +20% |
Compare to Similar Programs in New York
Business/Commerce bachelors's programs at peer institutions in New York (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $64,348 | $53,966* | $76,500 | $26,113* | — | |
| $60,438 | $77,828* | $115,546 | $19,500* | 0.25 | |
| $7,410 | $65,520* | $63,624 | $14,500* | 0.22 | |
| $7,630 | $57,225* | $59,995 | $28,710* | 0.50 | |
| $63,870 | $54,772* | $67,402 | $26,113* | 0.48 | |
| $65,030 | $54,378* | $65,277 | $20,814* | 0.38 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rochester, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in NY. Actual outcomes may vary.