Est. Earnings (1yr)
$48,641
Est. from NY median (6 programs)
Median Debt
$19,000
18% below national median

Analysis

Based on comparable physics programs in New York, University of Rochester graduates can expect first-year earnings around $48,641—right at the state median but well below what peer institutions like RPI ($60,348) and Cornell ($50,933) report for their physics grads. For a selective school with a 1480 average SAT, this estimated performance is surprisingly middle-of-the-pack. The $19,000 debt load is actually lighter than both state and national medians for physics programs, which helps the overall value picture, but it doesn't fully compensate for earnings that trail other elite New York physics departments.

The debt-to-earnings ratio of 0.39 is manageable—you're looking at roughly five months of gross income to cover the debt. However, the context matters: Rochester's selectivity and reputation should theoretically translate to stronger industry connections and placement outcomes than what these estimates suggest. Physics graduates from comparable programs often pursue graduate school, which could explain conservative first-year earnings, but without actual reported data for Rochester specifically, it's difficult to know if this pattern holds here.

If your child is set on physics at a research university, Rochester offers that experience with reasonable debt. But given the estimated earnings lag behind direct competitors, consider whether Rochester's specific strengths—research opportunities, faculty relationships, or graduate school placement—justify choosing it over schools with demonstrated stronger early-career outcomes in the field.

Where University of Rochester Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in New York

Physics bachelors's programs at peer institutions in New York (66 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
University of RochesterRochester$64,348$48,641*—$19,000—
Rensselaer Polytechnic InstituteTroy$61,884$60,348*$88,071$20,2700.34
Cornell UniversityIthaca$66,014$50,933*—$15,9610.31
CUNY City CollegeNew York$7,340$48,908*———
Rochester Institute of TechnologyRochester$57,016$48,374*—$27,0000.56
Stony Brook UniversityStony Brook$10,560$44,562*$69,154$21,6830.49
National Median—$47,670*—$23,3040.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Rochester, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.