Median Earnings (1yr)
$23,700
5th percentile (40th in AL)
Median Debt
$25,949
2% above national median
Debt-to-Earnings
1.09
Elevated
Sample Size
75
Adequate data

Analysis

A University of South Alabama psychology degree starts rough but shows significant momentum—graduates earn just $23,700 in their first year, ranking in the bottom 5% nationally, but by year four that figure jumps nearly 50% to $34,807. This trajectory matters because the debt burden of $25,949 becomes much more manageable as earnings climb. What's particularly interesting is the state context: while this program ranks poorly against national psychology programs, it sits at the 40th percentile within Alabama, suggesting the weak first-year number reflects broader regional wage patterns rather than program-specific issues.

The real question is whether families can weather that difficult first year. A debt-to-earnings ratio of 1.09 means graduates initially owe more than they earn annually, which creates tight financial quarters early on. However, the strong earnings growth suggests graduates are finding their footing relatively quickly—by year four, they're earning above both state and national medians for psychology majors. This pattern likely reflects graduates starting in entry-level social services or retail positions before transitioning into better-paying roles that leverage their degree.

For families, this means planning for a challenging transition period after graduation. If your student can live at home or maintain low expenses during those first couple years while building experience, the investment can pay off. But if they'll need to make full loan payments immediately while covering rent in a separate city, those early years could be financially stressful.

Where University of South Alabama Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of South AlabamaOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Alabama graduates compare to all programs nationally

University of South Alabama graduates earn $24k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Alabama$23,700$34,807$25,9491.09
Athens State University$34,324$32,271$27,0000.79
Troy University$31,479$35,956$31,2070.99
Auburn University at Montgomery$30,538$40,311$26,8000.88
University of Alabama at Birmingham$30,132$37,691$27,0000.90
The University of Alabama$29,245$39,261$25,0000.85
National Median$31,482—$25,5000.81

Other Psychology Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Athens State University
Athens
—$34,324$27,000
Troy University
Troy
$9,792$31,479$31,207
Auburn University at Montgomery
Montgomery
$9,436$30,538$26,800
University of Alabama at Birmingham
Birmingham
$8,832$30,132$27,000
The University of Alabama
Tuscaloosa
$11,900$29,245$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Alabama, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 75 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.