Median Earnings (1yr)
$23,700
5th percentile
40th percentile in Alabama
Median Debt
$25,949
2% above national median

Analysis

A University of South Alabama psychology degree starts rough but shows significant momentum—graduates earn just $23,700 in their first year, ranking in the bottom 5% nationally, but by year four that figure jumps nearly 50% to $34,807. This trajectory matters because the debt burden of $25,949 becomes much more manageable as earnings climb. What's particularly interesting is the state context: while this program ranks poorly against national psychology programs, it sits at the 40th percentile within Alabama, suggesting the weak first-year number reflects broader regional wage patterns rather than program-specific issues.

The real question is whether families can weather that difficult first year. A debt-to-earnings ratio of 1.09 means graduates initially owe more than they earn annually, which creates tight financial quarters early on. However, the strong earnings growth suggests graduates are finding their footing relatively quickly—by year four, they're earning above both state and national medians for psychology majors. This pattern likely reflects graduates starting in entry-level social services or retail positions before transitioning into better-paying roles that leverage their degree.

For families, this means planning for a challenging transition period after graduation. If your student can live at home or maintain low expenses during those first couple years while building experience, the investment can pay off. But if they'll need to make full loan payments immediately while covering rent in a separate city, those early years could be financially stressful.

Where University of South Alabama Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of South Alabama graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of South Alabama$23,700$34,807+47%
Auburn University$27,606$42,855+55%
Alabama A & M University$26,504$41,597+57%
Auburn University at Montgomery$30,538$40,311+32%
Birmingham-Southern College$27,383$39,668+45%

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South AlabamaMobile$9,676$23,700$34,807$25,9491.09
Athens State UniversityAthens$34,324$32,271$27,0000.79
Troy UniversityTroy$9,792$31,479$35,956$31,2070.99
Auburn University at MontgomeryMontgomery$9,436$30,538$40,311$26,8000.88
University of Alabama at BirminghamBirmingham$8,832$30,132$37,691$27,0000.90
The University of AlabamaTuscaloosa$11,900$29,245$39,261$25,0000.85
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Alabama, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 75 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.