Median Earnings (1yr)
$54,371
53rd percentile
60th percentile in Florida
Median Debt
$20,439
18% below national median

Analysis

USF's accounting program offers solid value, particularly for Florida residents comparing in-state options. With first-year earnings of $54,371 climbing to $61,900 by year four, graduates are earning above the state median and landing near national averagesβ€”while carrying notably less debt than typical accounting majors nationwide. At $20,439, the debt load sits well below both the national median ($25,000) and the Florida average ($22,615). This translates to a debt-to-earnings ratio of 0.38, meaning graduates owe less than five months of their starting salary.

The program ranks in the 60th percentile among Florida accounting programs, placing it squarely in the middle tier below flagship options like UF and UNF, but ahead of many alternatives. The 14% earnings growth over four years suggests decent career trajectory, though graduates should expect to start several thousand dollars behind peers at the state's top programs. For students already planning to work in Florida's substantial accounting market, USF delivers reliable outcomes without the competitive admissions pressure of the flagship schools.

The combination of below-average debt and steady earnings makes this a financially sensible choice, especially for cost-conscious families. You're looking at manageable loan payments and earnings that support independent living right out of collegeβ€”not a glamorous proposition, but a dependable one that gets the job done.

Where University of South Florida Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of South Florida$54,371$61,900+14%
University of Florida$65,144$75,355+16%
Florida State University$55,626$74,193+33%
The University of Tampa$52,690$71,151+35%
Florida International University$54,963$68,602+25%

Compare to Similar Programs in Florida

Accounting bachelors's programs at peer institutions in Florida (42 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South FloridaTampa$6,410$54,371$61,900$20,4390.38
University of FloridaGainesville$6,381$65,144$75,355$18,0030.28
University of North FloridaJacksonville$6,389$58,514$66,355$22,6150.39
Florida Atlantic UniversityBoca Raton$4,879$56,600$60,630$19,4310.34
Florida State UniversityTallahassee$5,656$55,626$74,193$18,6250.33
University of Central FloridaOrlando$6,368$55,203$68,209$19,7360.36
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 218 graduates with reported earnings and 244 graduates with debt data. Small samples may not be representative.