Accounting at University of South Florida
Bachelor's Degree
Analysis
USF's accounting program offers solid value, particularly for Florida residents comparing in-state options. With first-year earnings of $54,371 climbing to $61,900 by year four, graduates are earning above the state median and landing near national averages—while carrying notably less debt than typical accounting majors nationwide. At $20,439, the debt load sits well below both the national median ($25,000) and the Florida average ($22,615). This translates to a debt-to-earnings ratio of 0.38, meaning graduates owe less than five months of their starting salary.
The program ranks in the 60th percentile among Florida accounting programs, placing it squarely in the middle tier below flagship options like UF and UNF, but ahead of many alternatives. The 14% earnings growth over four years suggests decent career trajectory, though graduates should expect to start several thousand dollars behind peers at the state's top programs. For students already planning to work in Florida's substantial accounting market, USF delivers reliable outcomes without the competitive admissions pressure of the flagship schools.
The combination of below-average debt and steady earnings makes this a financially sensible choice, especially for cost-conscious families. You're looking at manageable loan payments and earnings that support independent living right out of college—not a glamorous proposition, but a dependable one that gets the job done.
Where University of South Florida Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of South Florida graduates compare to all programs nationally
University of South Florida graduates earn $54k, placing them in the 53th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Accounting bachelors's programs at peer institutions in Florida (42 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of South Florida | $54,371 | $61,900 | $20,439 | 0.38 |
| University of Florida | $65,144 | $75,355 | $18,003 | 0.28 |
| University of North Florida | $58,514 | $66,355 | $22,615 | 0.39 |
| Florida Atlantic University | $56,600 | $60,630 | $19,431 | 0.34 |
| Florida State University | $55,626 | $74,193 | $18,625 | 0.33 |
| University of Central Florida | $55,203 | $68,209 | $19,736 | 0.36 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Florida Gainesville | $6,381 | $65,144 | $18,003 |
| University of North Florida Jacksonville | $6,389 | $58,514 | $22,615 |
| Florida Atlantic University Boca Raton | $4,879 | $56,600 | $19,431 |
| Florida State University Tallahassee | $5,656 | $55,626 | $18,625 |
| University of Central Florida Orlando | $6,368 | $55,203 | $19,736 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 218 graduates with reported earnings and 244 graduates with debt data. Small samples may not be representative.