Analysis
Engineering graduates from the University of South Florida face what comparable programs nationally suggest is a manageable financial picture: an estimated $22,875 in debt against first-year earnings near $73,000. That debt-to-earnings ratio of 0.31 means graduates would typically carry debt equivalent to just under four months of their first paycheck—well within the range financial advisors consider reasonable for STEM degrees. With only two engineering programs in Florida and no reported state outcomes for comparison, USF operates in a relatively uncrowded field where demand for engineering talent typically remains strong.
The estimated earnings align almost exactly with the national median for bachelor's-level engineering programs, which tells you this isn't an outlier in either direction. USF's 41% admission rate and solid SAT averages suggest a selective but accessible program, while the 30% Pell grant rate indicates it serves a mix of economic backgrounds. Engineering credentials generally translate into immediate earning power, and the debt burden here—based on peer institutions—appears proportional to that benefit.
The caveat: these figures come from similar programs nationally, not USF's specific outcomes. If USF's engineering program significantly underperforms or outperforms its peers, you won't see it reflected here. Still, the fundamentals look sound for a parent evaluating cost versus likely return—assuming the debt estimate holds true and your student can handle the academic rigor engineering demands.
Where University of South Florida Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Compare to Similar Programs Nationally
Engineering bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,410 | $72,877* | — | $22,875* | — | |
| $11,505 | $80,931* | $85,817 | $18,750* | 0.23 | |
| $12,859 | $78,734* | $92,338 | $22,000* | 0.28 | |
| $8,578 | $78,264* | — | $13,000* | 0.17 | |
| $10,816 | $77,421* | $92,472 | $26,500* | 0.34 | |
| $9,401 | $76,059* | $79,387 | $31,000* | 0.41 | |
| National Median | — | $72,876* | — | $22,694* | 0.31 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Health and Safety Engineers, Except Mining Safety Engineers and Inspectors
Fire-Prevention and Protection Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.