Finance and Financial Management Services (Bachelor's Degree) at University of South Florida

Median Earnings (1yr)

$49,906

30th percentile

40th percentile in Florida

Median Debt

$19,542

16% below national median

Analysis

USF's finance program starts graduates at below-average salaries but shows impressive earning potential over time. While first-year earnings of $49,906 trail both the national median ($53,590) and Florida average ($51,633), graduates see strong 26% growth by year four, reaching $63,000—well above typical finance program outcomes.

The debt picture offers a significant advantage. At $19,542, student loans are notably lower than both national ($23,332) and state ($20,021) medians, creating a manageable debt-to-earnings ratio of 0.39. Among Florida's 30 finance programs, USF ranks in the 40th percentile for earnings—solidly middle-of-the-pack but trailing flagship competitors like UF ($70,663) and Miami ($70,352) by substantial margins.

This program works best for students seeking affordable entry into finance with room for career growth. The combination of below-average debt and strong earnings progression creates a reasonable path to financial stability, even if starting salaries lag behind more prestigious in-state options. For families prioritizing manageable debt over immediate high earnings, USF delivers solid value, though students aiming for top-tier finance careers might find better opportunities elsewhere in Florida.

Where University of South Florida Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School	1 Year	4 Years	Growth
University of South Florida	$49,906	$63,000	+26%
University of Miami	$70,352	$89,692	+27%
University of Florida	$70,663	$83,279	+18%
The University of Tampa	$51,845	$76,735	+48%
Florida State University	$56,516	$75,328	+33%

Compare to Similar Programs in Florida

Finance and Financial Management Services bachelors's programs at peer institutions in Florida (30 total in state)

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School	In-State Tuition	Earnings (1yr)	Earnings (4yr)	Median Debt	Debt/Earnings
University of South FloridaTampa	$6,410	$49,906	$63,000	$19,542	0.39
University of FloridaGainesville	$6,381	$70,663	$83,279	$17,954	0.25
University of MiamiCoral Gables	$59,926	$70,352	$89,692	$14,500	0.21
Florida State UniversityTallahassee	$5,656	$56,516	$75,328	$18,162	0.32
University of Central FloridaOrlando	$6,368	$56,415	$66,928	$18,843	0.33
Florida Gulf Coast UniversityFort Myers	$6,118	$55,882	$70,927	$21,239	0.38
National Median	—	$53,590	—	$23,332	0.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 422 graduates with reported earnings and 358 graduates with debt data. Small samples may not be representative.