Analysis
Indiana's mechanical engineering landscape shows significant variation, with graduates from top programs like Notre Dame commanding $85,000 and Purdue's main campus around $80,000 in first-year earnings. Similar programs across the state suggest USI graduates would likely earn closer to $68,600—matching the state median but trailing the selective engineering schools by $10,000-$15,000. That's still solid money for a first job, particularly when weighed against an estimated $25,250 in debt, a figure that tracks closely with both state and national norms for mechanical engineering degrees.
The debt-to-earnings ratio of 0.37 represents manageable borrowing for an engineering credential. At these estimates, monthly loan payments would consume roughly 10% of gross income under standard repayment plans—challenging but workable for an entry-level engineer. The real question is trajectory: mechanical engineers typically see strong wage growth with experience, and the relatively modest debt load preserves flexibility to pursue graduate education or weather early-career job transitions.
Without program-specific outcomes, you're betting that USI's engineering program performs roughly like other mechanical engineering programs in Indiana—a reasonable assumption given that ABET accreditation creates baseline standards across schools. The 95% admission rate signals accessibility rather than selectivity, but for engineering specifically, graduation rates and employer relationships matter more than who gets admitted. Request job placement data and ask where recent graduates actually landed positions.
Where University of Southern Indiana Stands
Earnings vs. debt across all mechanical engineering bachelors's programs nationally
Compare to Similar Programs in Indiana
Mechanical Engineering bachelors's programs at peer institutions in Indiana (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $68,632* | — | $25,250* | — | |
| $62,693 | $84,999* | $89,369 | $19,000* | 0.22 | |
| $9,992 | $80,374* | $85,429 | $19,937* | 0.25 | |
| $56,674 | $78,732* | $86,634 | $25,612* | 0.33 | |
| $10,449 | $69,746* | $82,354 | $26,450* | 0.38 | |
| $8,419 | $68,632* | $77,927 | $25,250* | 0.37 | |
| National Median | — | $70,744* | — | $24,755* | 0.35 |
Career Paths
Occupations commonly associated with mechanical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Aerospace Engineers
Mechanical Engineers
Fuel Cell Engineers
Automotive Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in IN. Actual outcomes may vary.