Cell/Cellular Biology and Anatomical Sciences at University of St Thomas

A bachelor's in cellular biology from University of St Thomas carries an estimated debt load of $17,500—meaningfully below what similar programs nationally report ($20,422). That's the good news. The challenge comes with first-year earnings that peer programs suggest hover around $35,400, putting Texas biology graduates at the lower end compared to the state median of $41,300. With a debt-to-earnings ratio of 0.49, graduates would be dedicating roughly half their first year's income to paying down loans if they followed aggressive repayment plans.

The wide range among Texas programs—from Parker University's $53,600 to Mary Hardin-Baylor's $29,000—reflects different career paths these degrees enable. Cellular biology graduates often pursue pre-med tracks, laboratory positions, or research roles with vastly different compensation. The relatively modest estimated earnings here suggest many UST graduates may be entering lower-paying lab technician roles or continuing to graduate school rather than moving directly into higher-paying positions. For families banking on immediate financial returns, this creates uncertainty.

If your child is using this degree as a stepping stone to medical or graduate school, the lower debt burden matters more than first-year earnings. But if they're planning to enter the workforce directly, comparable programs in Texas suggest earning potential that may make loan repayment feel stretched, especially in Houston's expensive housing market. Clarify the career plan before committing.